Welcome! This learning activity examines how systemic discrimination has historically restricted financial literacy education in underserved communities. Financial literacy, the ability to understand and manage money is often seen as an individual skill. But for many communities, access to this knowledge has been shaped by policies. The roots of financial literacy inequity run deep, built by decades of policies that limited access to housing, quality education, and fair banking. From redlining in the 1930s to school segregation, unequal school funding, and discriminatory lending practices, these barriers created long-lasting gaps in wealth and opportunity. To understand why some communities still face financial challenges today, we must look back at these historical policies and see how they shaped the financial lives of generations. By learning this history, we can recognize the systems that created inequity and empower ourselves to create change.

After reading all pages click on the link below (Activity)  to anwer the following questions thoughtfully. Your responses will help connect historical inequities to finacial literacy challenges today.