Privacy Policy

Effective Date: June 29, 2024

This privacy policy applies to the Financia app (hereby referred to as "Application") for mobile devices that was created by BanyuDev (hereby referred to as "Service Provider") as a Freemium service. This service is intended for use "AS IS".

1. Introduction

Welcome to Financia, an expense tracking app designed to help you manage your finances effectively. This Privacy Policy outlines the types of personal information we collect, how we use and protect this information, and your rights regarding your data. By using Financia, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect the following types of information:

• Personal Identification Information: When you sign-in for an account using OAuth, we collect your name and email address.

• User Input Data: Information you provide while using the app, including adding income or expenses, managing wallets, and updating balances.

• User Device and App Version: Details about your device's operating system, model, and app version.

• Analytical and Crash Data: We utilize third-party tools to gather data on app performance and user interactions. This helps us improve the app and troubleshoot issues effectively.

3. How We Use Collected Information

We use the information collected for the following purposes:

• To Provide and Improve Our Services: Personal identification information is used to create and manage your account. User input data is used to provide the app’s core functionality, such as tracking expenses and managing finances. Analytical and crash data help us understand user behavior and improve app functionality.

• To Communicate with You: We may use your email address to send you information and updates about your account or the app.

4. Data Protection

We are committed to protecting your personal information. We implement a variety of security measures to ensure the safety of your personal information when you use our app. These measures include SSL (Secure Sockets Layer) to establish a secure communication channel, ensuring that all data transmitted between our servers and your device is encrypted and protected with digital signatures. Your data is encrypted and protected with digital signatures to safeguard your information during transmission.

However, please note that while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. We do not take responsibility for any unauthorized access to, or loss of, personal information that is beyond our control, and such data loss will not be subject to legal action against us. By using Financia, you acknowledge and accept these risks.

5. User Rights

As a user of Financia, you have the following rights:

• Access Your Information: View your personal details within the app, including your name and email address fetched from OAuth providers.

• Manage Your Data: Add, update, or delete transactions, wallets, and categories and more user input data within the app.

• Delete Your Account: Remove your account and all associated data using the "Delete Account" feature within the app.

6. Third Party Access

We prioritize the security and confidentiality of your information. The Service Provider only transmits periodically aggregated and anonymized data to external services to enhance the Application and our services. Your information may be shared with third parties as described in this privacy statement.

Please note that the Application integrates with third-party services, each governed by its own Privacy Policy regarding data handling. Below are links to the Privacy Policies of the third-party service providers used by the Application:

• Google Play Services

• Google Analytics for Firebase

• Firebase Crashlytics

7. Sharing of Information

We prioritize the privacy of our users and do not sell, trade, or rent personal identification information to third parties. However, there are circumstances where we may need to disclose User Provided and Automatically Collected Information:

• Legal Compliance: We may disclose information as required by law, such as to comply with a subpoena or similar legal process.

• Protection of Rights and Safety: We may disclose information when we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others, to investigate fraud, or to respond to a government request.

• Trusted Service Providers: We may share information with trusted service providers who assist us in operating our services. These providers do not have an independent use of the information we disclose to them and have agreed to adhere to the rules set forth in this privacy statement.

9. Third-Party Links

Our app does not contain links to third-party websites. If this changes in the future, we will update this section accordingly.

10. Children's Privacy

Financia is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and discover that your child has provided us with personal information without your consent, please contact us immediately at financiadev@gmail.com. We will take steps to remove such information and terminate the child's account if applicable.

11. International Data Protection Compliance

While we currently do not fully comply with international data protection laws such as the General Data Protection Regulation (GDPR) or the California Consumer Privacy Act (CCPA), we are committed to understanding these regulations and exploring the necessary steps to ensure future compliance. We are dedicated to protecting your personal information and are continuously reviewing our practices to align with global data protection standards. As our app evolves, we will update this Privacy Policy to reflect any new measures taken to comply with these laws.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect your personal information. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

13. Contact Us

If you have any questions, concerns, or comments about this Privacy Policy or your data, please do not hesitate to contact us. We are committed to addressing your inquiries and resolving any issues you may have. You can reach us via email at financiadev@gmail.com. Your feedback is important to us, and we strive to respond promptly to all communications.

By using Financia, you signify your acceptance of this Privacy Policy. If you do not agree to this Policy, please do not use our app. Your continued use of the app following the posting of changes to this Policy will be deemed your acceptance of those changes.