Sub-Theme 1: Banking Sector Reforms and Performance
Asset quality, NPA trends, and recovery mechanisms in Indian and Foreign banks
Role of cooperative banks, RRBs, and DFIs in regional economic development.
Risk management practices and their effectiveness in Indian banking.
Effect of regulatory reforms on bank profitability and customer trust.
Sub-Theme 2: Financial Inclusion and Innovative Models
Evaluating PMJDY’s impact on rural financial access and poverty alleviation.
Women-centric financial inclusion programs: Outcomes and challenges.
Digital literacy and awareness as drivers of financial inclusion.
Role of fintech in bridging the gap in underserved communities.
Sub-Theme 3: Digital Banking, FinTech, and Cyber Risk Management
Adoption and impact of neo-banks, digital lending, and UPI platforms.
Barriers to adoption of digital banking and fintech innovations.
Fraud analytics, KYC/AML compliance, and cybersecurity in digital finance.
Data governance, privacy, and Aadhaar-based systems in financial services.
Types of Papers Invited
Fintech and banking case studies, inclusion impact assessments, survey-based and behavioural research, policy and regulatory analyses, digital finance infrastructure studies.
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