Taylor has been out of college for 2 years. By this time in his life he thought he would have more money, but having just entered the workforce he feels like he can't save any money with his salary, he'll never be able to pay off his debt / college loans, and that he's always broke.
Andrea grew up without a lot of money and although she makes good money now she has a lot of expenses taking care of her family. The thought of saving or investing seems overwhelming. She thinks she doesn't have enough money to invest, it's too late to change her financial future, and that she doesn't deserve wealth.
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Taylor learned through Finace Your Future that he does have enough money to save through creative budgeting, he is able to consistently pay off his debt with an end in sight, and that he is able to comfortably pay expense without the stress of feeling broke all the time.
Andrea learned through this course that saving and investing is not as overwhelming as she thought, she does have enough money to invest (and make more money on her money!), its not too late to learn finanical skills and to invest, and that she is worthy of good things.