Life is full of complexity. We believe your bank should help, not add to it. Work with a bank that actually cares. Get the clarity and confidence you need to make great financial decisions. This is LifeDesign banking.

$20k Community Giveaway Guidelines

At Fidelity Bank, we believe in giving back to the community that has supported us over the years. Through our LifeDesign Community Dividend and other bank programs, we are committed to supporting programs and organizations that help improve the life of our clients, communities, and colleagues.

To celebrate 20 years of LifeDesign in the community, we will be providing grants to five local non-profits that you care about.


Fidelity Bank


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Fidelity Bank is a locally owned community bank and that can make all the difference for you. Local ownership means local decision-making. It means getting the answers you need for your home, your business or your personal banking without working through layers of bureaucracy.

We believe personal relationships still count. Doing more has always been a motto of our business owners. It is now our motto to Do More for our clients. We are proud to be a business bank in lockstep with what our clients need.

You have a direct relationship with a knowledgeable banker who understands your business and industry. We dig deep into your business to ensure our experts understand your industry and your needs, providing unique insights and speed to seize opportunities.

We have a unique experience in banking. We leverage our knowledge and a trusted network of advisors with expertise in all facets of business. We provide valuable resources and contacts for clients to do more with their business.

The FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders. Browse our collection of financial education materials, data tools, documentation of laws and regulations, information on important initiatives, and more.

The FDIC is proud to be a pre-eminent source of U.S. banking industry research, including quarterly banking profiles, working papers, and state banking performance data. Browse our extensive research tools and reports.

The FDIC publishes regular updates on news and activities. Keep up with FDIC announcements, read speeches and testimony on the latest banking issues, learn about policy changes for banks, and get the details on upcoming conferences and events.

We take your privacy seriously and only process your personal information to make your banking experience better. In accordance with NDPR (2019) and the NDPA (2023), continuing to use this platform indicates your consent to the processing of your personal data by Fidelity Bank Plc, its subsidiaries and third-party processors as detailed in our Privacy Policy.

The Citizens Fidelity Bank and Trust Company of Louisville, Ky. was formed in 1944 by the merger of the Citizens Union National Bank and the Fidelity & Columbia Trust Company. The two merged companies each consisted of several previously merged entities, including the Citizens National Bank, the Union National Bank, the Fidelity Trust Company, Columbia Finance and Trust Company, the Merchants Deposit Bank, Citizens Bank, and the Mechanics Trust Company, all of Louisville, Ky. A bank holding company, Citizens Financial Corporation, took ownership of the bank in 1974.

The earliest entity from which the company evolved was the Merchants Deposit Bank, founded in Louisville in 1858. In 1863, the bank changed its name to the Citizens Bank, and the first president of this iteration was W. B. Belknap of the Belknap Hardware and Manufacturing Company of Louisville. The bank was chartered as a National Bank in 1874 and became Citizens National Bank. The Fidelity Trust Company opened in 1882, later merged with the Columbia Trust Company. In 1987 Citizens Fidelity Corporation, parent company of Citizens Fidelity Bank & Trust Company was acquired by PNC Financial Corporation of Pittsburgh, Pa.

N. Since October 6, 1988, New Fidelity has occupied the first floor and basement of the property at 100 Main St., Fort Worth, Texas, formerly occupied by Old Fidelity. New Fidelity has conducted bank business in that space since that time.

Even if Old Stone Bank had standing to enforce Section 3.6 of the Purchase and Assumption Agreement, New Fidelity would be entitled to judgment as a matter of law because New Fidelity never took an assignment of the 1983 Lease. Old Stone incorrectly argues that New Fidelity exercised an option under Section 3.6 of the Purchase and Assumption Agreement whereby New Fidelity was granted by the FDIC a 90 day option to take an assignment of any or all of the bank premises. While it is true that New Fidelity maintained the option to take an assignment of the 1983 Lease, New Fidelity, by its letter dated January 12, 1989, clearly and unequivocally stated its intention of not taking an assignment, but, rather, reserving New Fidelity's right pursuant to Section 3.6 of the Agreement, to occupy the bank premises through the means of a sublease with McLean, Sanders.

In Old Stone's tunnel vision interpretation of Section 3.6, Old Stone emphatically argues that New Fidelity had only one option, and that was to take the assignment or vacate the bank premises. To support this misplaced argument, Old Stone cites to conveniently redacted portions of William Brackett's deposition. In the deposition excerpts, Mr. Brackett is found agreeing with counsel for Old Stone that:

Section 3.6 specifically provides that New Fidelity could take a sublease of any or all of the bank premises to the extent that they could be subleased. The prerequisites for sublease were met by New Fidelity. By the requirement of Old Stone, McLean, Sanders maintains a Master Lease of the subject bank premises. Pursuant to a valid sublease agreement, ratified by Old Stone's acceptance of payment, New Fidelity obtained possessory rights to the bank premises. New Fidelity is obligated to pay only rentals to McLean, Sanders pursuant to the sublease agreement.[17] The summary judgment evidence clearly shows that New Fidelity is not obligated nor indebted to pay rentals to Old Stone Bank pursuant to the 1983 Lease, therefore, Fidelity Bank is entitled to judgment as a matter of law.

It has been announced in the Times Leader online that College of Staten Island alumna Dena Hughes has joined the business services team at Fidelity Bank where she will oversee the workplace banking program, Fidelity at Work. ff782bc1db

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