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Express Credit Auto is Oklahoma’s premier buy here pay here car dealer. We offer easy financing and fast approvals for customers with good credit, bad credit, or no credit at all. Unlike our competitors, our affordable, low down payments are based on your unique credit situation, not the car that you are buying. We pride ourselves on having the best selection of used cars and trucks in Midwest City, OK - NEWER CARS, LOWER MILEAGE. We are Oklahoma-owned and operated since 1996, servicing Oklahoma City, Tulsa, Midwest City, Norman, Edmond, Broken Arrow, Lawton, and surrounding areas.
Contact Details:
Express Credit Auto
9014 SE 29th St,
Oklahoma City, OK 73150
Phone: 405-455-7773
Hey there, future car owners! Are you ready to hit the road in your very own set of wheels? If you've been searching for a way to buy a car without the hassle of traditional financing, then you've come to the right place! Welcome to the world of Buy Here Pay Here (BHPH) dealerships - where car buying becomes a breeze!
In this exciting journey through the realm of BHPH, we'll dive deep into what it is, how it works, and what makes it stand out from conventional auto dealerships. So buckle up, put on your learning cap, and let's get rolling!
What is Buy Here Pay Here?
At its core, Buy Here Pay Here is a unique type of car dealership that offers in-house financing to potential car buyers. It's a one-stop-shop experience where you not only select your dream car but also secure the financing right there, on the spot! Instead of dealing with third-party lenders, the dealership itself becomes your finance partner. Neat, right?
NO CREDIT CHECK CAR LOTS MIDWEST CITY
BUY HERE PAY HERE CAR LOTS MIDWEST CITY
How Does Buy Here Pay Here Work?
1. Car Selection Made Fun: The first step in your BHPH adventure is choosing your dream car from a wide selection of pre-owned vehicles. From sleek sedans to sturdy SUVs, these dealerships have something to suit every taste and budget.
2. Smooth Financing Process: Once you've settled on the perfect ride, it's time to handle the financing side of things. BHPH dealerships have their own finance departments, so the paperwork is a breeze. No need to jump through hoops with outside lenders!
3. Credit? Not a Big Deal!
One of the standout features of BHPH is that they don't put a huge emphasis on credit scores. Unlike traditional lenders who may turn you away based on your credit history, BHPH dealerships focus more on your current financial situation and ability to make regular payments.
4. Easy Payments: The "Buy Here Pay Here" name comes from the convenient payment process. You'll make your payments directly to the dealership, often in-person, online, or even through an app. It's all about flexibility and ease.
What Makes Buy Here Pay Here Special?
1. No Banks, No Hassle: With BHPH, there's no need to dance around with banks or credit unions. You work directly with the dealership, making everything more straightforward and faster.
2. Rebuild Your Credit: BHPH dealerships often report your payment history to credit bureaus. This means every on-time payment you make contributes to rebuilding your credit score, opening doors to better financial opportunities in the future.
3. Tailored for You: BHPH dealerships understand that everyone's financial situation is unique. They'll work with you to find a payment plan that fits your budget, ensuring a smoother ride towards car ownership.
FAQs About Buy Here Pay Here
Q1: Can I get a car loan from a Buy Here Pay Here dealership with bad credit?
A: Absolutely! BHPH dealerships prioritize your current financial situation over past credit history, making it easier to get a car loan even with bad credit.
Q2: Is it more expensive to buy a car from a BHPH dealership?
A: While the interest rates at BHPH dealerships might be slightly higher than traditional lenders, they offer more flexibility and leniency, making it a worthy option for many.
Q3: Are the cars at BHPH dealerships reliable?
A: Yes, most BHPH dealerships thoroughly inspect and refurbish their vehicles, ensuring that you drive away in a reliable and safe car.
And there you have it, folks - the wonderful world of Buy Here Pay Here! This unique car buying experience offers convenience, flexibility, and a chance to rebuild your credit while driving your dream car. Whether you have good credit, bad credit, or no credit at all, BHPH dealerships have got your back!
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So, are you ready to take the wheel and steer towards a smoother car buying journey? Head to your nearest BHPH dealership and get ready for a stress-free ride towards car ownership! Remember, with Buy Here Pay Here, it's not just a car you're buying; it's the key to unlocking countless adventures on the open road! Happy driving!
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