Daily Expense Monitor – Privacy Policy

Last Updated: March 2025

Introduction

Daily Expense Monitor ("Daily Expense Monitor", "our", "us" or "we") is committed to your privacy.
This Privacy Policy explains how we handle data in relation to our mobile application and associated services (the "Service").

IMPORTANT: Daily Expense Monitor does NOT collect, store, or transmit any personal information to external servers. All data remains exclusively on your device.

By using our Service, you understand that we provide a local expense tracking platform. This Policy applies to all visitors, users, and others who access the Service.

1. Collection of Information – We Collect Nothing

What We Do NOT Collect

• Personal identification (name, email, phone number)

• Device identifiers (IDFA, IMEI, MAC address)

• Location data or GPS

• Network/IP information

• Usage statistics or analytics

• Crash reports or diagnostics

• Bank/financial account details

• Expense transaction details beyond your device
  
  

Local Data Storage Only

• All data stored locally using iOS Core Data

• Secure app sandbox ensures privacy

• No servers, databases, or cloud storage

• Data never leaves your device
  
  

Third-Party Services

• RevenueCat: Only for subscription verification (anonymous identifiers)

• Apple StoreKit: Only for payment processing

• No analytics SDKs, no ads, no trackers
  
  

Cookies and Tracking

• No cookies or tracking

• No cross-site tracking or fingerprinting

• No user profiling
  
  

2. Use of Personal Data – No Data Use

Local Processing Only

• All calculations and reports happen locally

• No server-side computations or analysis
  
  

No Data Utilization

• No spending pattern analysis

• No personalized recommendations

• No syncing across devices (you manage this)

• No backups on our servers
  
  

Subscription Management

• Apple handles payments and receipts

• RevenueCat verifies subscription anonymously
  
  

3. Sharing of Personal Data – Zero Sharing

• We cannot share what we don’t have

• No third-party data agreements

• No marketing or partnerships involving data
  
  

Services involved:

• Apple App Store (distribution only)

• Apple StoreKit (payments only)

• RevenueCat (subscription verification only)
  
  

Legal Compliance:

• If requested, we can only reply "no data available"
  
  

4. Legal Basis for Data Processing – Not Applicable

• No contract, consent, or legal requirement needed

• Automatically compliant with GDPR, CCPA, COPPA, PIPEDA
  
  

5. Your Rights – Complete Control

• Access: View all your data in the app

• Edit: Modify or correct entries

• Delete: Remove individual or all data anytime

• Export: Export CSV backups

• Control: Enable biometric lock, clear data, uninstall app
  
  

6. Children’s Privacy – Automatic Protection

• No data collection = no risk

• COPPA compliant by default

• Safe for educational use
  
  

7. International Data Transfers – None

• No servers = no data transfers

• Compliant in EU, US, Canada, Asia-Pacific

• Data never leaves your device
  
  

8. Policy Updates and Contact

• Updates posted in the app and App Store notes

• Core principle (“no data collection”) will never change
  
  

Contact:

• Via App Store developer support

• Subscription issues handled by Apple
  
  

9. Response to Privacy Requests

• Response within 30 days for standard requests

• Emergency concerns addressed within 24 hours
  
  

10. App Store Compliance

• Complies with Apple’s App Store Guidelines

• Subscriptions handled via Apple’s secure payment system

• RevenueCat (subscriptions), Apple iCloud (optional sync), App Store (distribution)
  
  

11. California Privacy Rights (CCPA)

• Right to Know, Delete, Opt-Out, Non-Discrimination

• All exercisable via in-app features
  
  

12. European Privacy Rights (GDPR)

• Rights: Access, Rectify, Erase, Restrict, Portability, Object

• Legal Basis: Minimal data use (subscriptions only)

• Authority: Users can contact their regional data protection authority

Summary

Daily Expense Monitor is built with zero data collection at its core.
Your expense data always stays only on your device.
We cannot access, share, or misuse your personal information.

Last Updated: March 2025