Privacy Policy

Effective Date: August 2, 2026

ExpenseFlow – Offline Money Manager

Developer: Zindagi Apps

Package Name: com.ambay.expense

Contact Email:
zindagiappsstore@gmail.com

Introduction

Thank you for using ExpenseFlow – Offline Money Manager.

Your privacy is important to us. This Privacy Policy explains how ExpenseFlow collects, stores, uses, and protects your information.

By using this application, you agree to the practices described in this Privacy Policy.

About ExpenseFlow

ExpenseFlow is an offline personal finance and expense management application designed to help users:

• Track income and expenses

• Create budgets

• View reports

• Export data

• Backup and restore data

• Manage finances completely offline

Most of your financial information remains stored only on your device.

Information We Collect

ExpenseFlow may store the following information locally on your device:

• Income records

• Expense records

• Categories

• Budgets

• Notes

• Reports

• Backup data

• Currency preference

• Language preference

• App settings

This information is not automatically transmitted to our servers.

Personal Information

ExpenseFlow does not require:

• Account creation

• Registration

• Login

• Password

• Phone number

• Email address

• Identity verification

unless you voluntarily contact us for support.

Local Storage

ExpenseFlow stores your financial data locally on your device using browser/device storage.

Your information remains under your control unless you choose to:

• Export it

• Share it

• Create backups

• Restore backups

Backup & Export

ExpenseFlow allows users to:

• Export CSV files

• Export JSON backups

• Restore backups

• Share exported files

These actions are initiated only by the user.

We do not receive copies of exported files.

Advertising

ExpenseFlow uses Google AdMob to display advertisements.

AdMob may automatically collect certain information such as:

• Advertising ID

• Device information

• App interactions

• IP address (where applicable)

• Approximate location

• Diagnostic information

This information is collected by Google in accordance with Google's own privacy policies.

Learn more:

https://policies.google.com/privacy

https://support.google.com/admob

Analytics

ExpenseFlow itself does not collect analytics.

However, Google AdMob may collect limited diagnostic and advertising-related information to improve ad quality and prevent fraud.

Permissions

Depending on your Android version, ExpenseFlow may request permissions such as:

Storage Access

Used only when you choose to:

• Export files

• Save backups

• Restore backups

We do not access your files without your permission.

Data Sharing

We do not sell your personal information.

We do not rent, trade, or share your financial records.

Limited information may be shared with trusted third-party services such as Google AdMob solely for advertising purposes.

Third-Party Services

ExpenseFlow may use:

• Google AdMob

These services have their own privacy policies.

Google Privacy Policy:

https://policies.google.com/privacy

Children's Privacy

ExpenseFlow is not specifically directed toward children under the age of 13.

We do not knowingly collect personal information from children.

If you believe a child has provided personal information, please contact us and we will take appropriate action.

Data Security

We take reasonable measures to protect your information.

Because your financial data is primarily stored locally on your own device, you remain in control of your information.

However, no electronic storage method can guarantee absolute security.

Your Rights

You may:

• Delete your financial data

• Clear app storage

• Uninstall the application

• Export your information

• Restore backups

• Change language

• Change currency

• Reset app settings

at any time.

Data Retention

ExpenseFlow keeps your data only on your device until you:

• Delete it

• Clear application data

• Uninstall the application

Exported files remain wherever you choose to save them.

International Users

ExpenseFlow may be used worldwide.

If you use the application outside your country, you acknowledge that advertising services such as Google AdMob may process limited information in accordance with applicable laws.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updates will be posted on this page with a revised Effective Date.

We encourage users to review this page periodically.

Contact Us

If you have any questions or suggestions regarding this Privacy Policy, please contact us:

Developer: Zindagi Apps

Email: zindagiappsstore@gmail.com

Application: ExpenseFlow

Package: com.ambay.expense

Google Play Data Safety Summary

ExpenseFlow is designed with privacy in mind.

• Financial records are stored locally on your device.

• No account is required.

• No registration is required.

• No server-side storage of your financial data.

• Uses Google AdMob to display advertisements.

• Users can export, backup, restore, and delete their own data at any time.

This policy is written to align with current Google Play requirements for an offline finance app that uses AdMob and local device storage. It can be published directly on Google Sites without modification.