**Effective date:** 2026-02-02

## Acceptance of Terms

By using EXDate, you agree to these Terms of Service. If you do not agree, do not use the app.

## Service Description

EXDate provides tools for tracking dividend portfolios and related information. The app does not provide financial advice.

## No Financial Advice

All information is for informational purposes only. You are responsible for your own investment decisions.

## Subscriptions

- Subscriptions are handled through Apple’s in‑app purchase system.

- Payments will be charged to your Apple ID account.

- Subscriptions auto‑renew unless cancelled at least 24 hours before the end of the current period.

- You can manage or cancel your subscription in Apple ID settings.

## User Responsibilities

You agree not to misuse the app, attempt unauthorized access, or interfere with service operation.

## Data Accuracy

We strive to provide accurate dividend data, but we do not guarantee completeness or accuracy. Always verify critical information.

## Limitation of Liability

To the fullest extent permitted by law, EXDate and its creators are not liable for any losses resulting from your use of the app.

## Changes

We may update these terms from time to time. Continued use of the app means you accept the updated terms.

## Contact

For questions about these terms, contact: **androidoine@gmail.com**