Popular benefits at a glance.
The sheer versatility of our voluntary employee benefits can help you retain skilled workers and help your business grow.
Accident Insurance - Disability Insurance - Cancer Insurance - Dental/Vision Insurance
Hospital Insurance - Critical Illness Insurance - Term Insurance - Whole Life Insurance
I am focused on helping local small-business operations struggling with the cost of benefits—particularly trade service providers, contractors, retail and independent local firms—build a zero-cost employee retention safety net. Given how tightly small crews and teams are squeezed by labor costs and corporate competition right now, I provide solutions that protect their workforce without pulling capital out of the business owner's bottom line at Zero cost. Benefits are positioned for small/large companies with or without current health plans. Our voluntary benefits start as low as the cost of a cup of coffee per week, are portable for the employees and work alongside current health plans. Differentiate your business in a competitive market for employees, creating improved retention and employee satisfaction.
Voluntary benefits in a nutshell
Voluntary benefits help pay for out-of-pocket expenses that major medical and other insurance don't cover. Also called supplemental benefits, voluntary benefits are used to meet a diverse range of needs. Examples include paying for out-of-pocket medical expenses, household bills and travel expenses, as well as replacing missed wages.
Many employees like that benefits such as disability, accident and hospital are paid directly to them, so they can use them where they are needed.
The beauty of voluntary benefits is they can be customized for the specific needs of a business and their employees, catering to certain vocations, stages of life, location and lifestyles.
Payment options for voluntary benefits include:
Joe Oliver
Colonial Life Independent Agent
407-341-1859
joe.oliver@coloniallifesales.com