Last Updated: January 09, 2026
Erode Senthurmurugan Chit Funds Private Limited (“we”, “us”, “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect and use personal information when you use our mobile application “Erode Senthurmurugan Chits” (“App”).
If you have questions, contact us at: sgsapp20@gmail.com
We collect only the minimum information required to provide the core functionality of the app:
a) Information You Provide
Name
Mobile phone number
User / Member ID
This information is used only to identify you as a registered member and provide your account details.
b) Device Information
Device ID
Basic device and app usage information needed for security and stability
c) Location Information (Optional)
Coarse location may be collected only if you allow it, for basic service validation.
We do NOT collect precise or background location data.
We use your information only for:
Authenticating your account
Displaying chit account information
Ensuring app security and stability
Providing customer support
We do NOT use your data for:
Advertising
Marketing
Analytics
Tracking across apps or websites
We do NOT:
Sell or rent your personal data
Share data with advertisers
Track users across other apps
Collect financial credentials (e.g., UPI PINs, card details)
Access SMS messages or contact lists
We do not share your personal data with third parties, except:
When required by law
To comply with legal or regulatory requests
We do NOT share your data for advertising or analytics.
We protect your information using:
Secure communication (HTTPS)
Restricted access to systems
Industry standard security measures
However, no system can be guaranteed fully secure.
You may:
Request access to personal data
Request correction or deletion
Withdraw any granted permission
Contact us: sgsapp20@gmail.com
This app is for registered adult members only. We do not knowingly collect data from children under 13.
We may update this policy occasionally. Significant updates will be reflected here with updated date.
Erode Senthurmurugan Chit Funds Private Limited
Email: sgsapp20@gmail.com