The benefits of mutual funds are many. You enjoy diversification, liquidity, expert fund management, rupee-cost averaging, tax-saving options, and low investment requirements. Whether you are building long-term wealth for goals like retirement or funding short-term needs like a vacation or emergency fund, you can find multiple schemes to achieve your goals.
But while investing in mutual funds is wise, managing them efficiently is just as important. That’s where the right mutual fund app comes in. Look at the top reasons why it makes sense to manage your investments with a mutual fund app.
Access to multiple asset classes
A mutual fund app gives you access to a wide range of asset classes offered by various fund houses. You can browse equity funds for high growth, debt funds for low-risk returns, and even gold or international funds, all in one place. This variety helps you spread your risk and match your investments to different goals, whether it’s purchasing a house, planning a holiday, or saving for retirement.
Check returns across time frames
Knowing how a mutual fund has performed over time is critical before you invest. Good mutual fund apps allow you to check performance over 1 month, 3 months, 1 year, 3 years, and even 5 years. This view helps in analysing funds not only for short-term profits but also for long-term growth.
For example, a fund may deliver 13% in a year but only 6% annualised over 5 years, revealing volatility. Mutual fund apps make this comparison easy through interactive charts and benchmarks. This helps you avoid hype-driven decisions and select funds based on time-tested performance data.
Explore curated collections based on your goals
Sorting through hundreds of schemes can be a difficult task. Mutual fund apps simplify this by offering collections based on popular financial goals. You will often find well-labelled categories like:
High returns: For aggressive investors chasing growth.
Tax saver: For those looking to claim deductions under Section 80C.
Index funds: For passive investors who prefer low-cost, market-linked returns.
Wealth builder plans: Ideal for long-term compounding strategies.
Systematic Investment Plans (SIPs) with ₹500: Let you start with a small amount and build consistent, long-term investing habits.
Such collections save time, reduce confusion, and help you match your investment strategy with your financial priorities more effectively.
Access to New Fund Offers (NFOs)
NFOs give you the opportunity to invest in a new mutual fund scheme at its base price, usually ₹10 per unit. These launches may follow new themes, sectors, or strategies not yet available in existing funds. A mutual fund app often gives you early access to upcoming NFOs along with critical details like objectives, fund manager track record, and asset allocation. This helps you assess whether the fund fits your portfolio before it opens to the wider market. It is a smart way to stay ahead as an investor.
Learn and grow through learning materials
One standout benefit of mutual fund apps is access to high-quality educational content. You can learn and grow using easy-to-follow articles, short videos, beginner-friendly guides, and FAQs that simplify complex concepts. Several apps go a step further by offering access to live interactive sessions with fund managers and certified advisors who share useful insights on market trends, risk management, and investment strategy.
To sum up
With the right mutual fund app, you get the tools, knowledge, and guidance you need to make confident decisions—whether you are planning to build long-term wealth, save on taxes, or simply start small via SIPs.
If you are looking for a platform that brings all these benefits together with reliability and full control, choose MO Riise. Backed by Motilal Oswal, a SEBI-registered public entity, serving the financial industry for 38 years, MO Riise is trusted by 40+ lakh investors. You benefit from high-quality research, efficient portfolio management, and UPI-based SIP options. Curated fund collections, access to educational materials, and 24/7 customer support add to its value even more.
Download MO Riise and begin investing in mutual funds today!