About

This project has come a long way from its inception in November of 2022, starting off as a 2023 paper written from the perspective of an indebted mortgagor, to where it is today as a full-fledged article that has already been disseminated to thousands of financial professionals and institutions. Amongst these professionals, there includes editors and reporters of some of the world's largest publications.

Here are a few supportive remarks, thus far, from a few individuals and institutions I have previously conversed with over this time: 

Romina Boarini (the Director of  Wise, OECD): [This product] “could contribute to a reflection on new approaches”… to “help address the mortgage cost burden”. 

 Adrian Barrick (Editorial Director at the Financial Times): “A really interesting piece, strongly argued”. 

John Plender (British writer, broadcaster and Journalist):  “I [John] am very much in sympathy with your view. Part of the answer to excessive debt has to be greater use of equity.” 

 Stuart Kirk (the former Global Head of Responsible Investments at HSBC Bank): “Thanks for your email and forwarding me your interesting piece. I agree with much of it!”

Laurie McAughtry (Global head of capital markets at Euromoney): “Such an interesting piece, and I wish you the best of luck with publication.”

This is just to pad-out the page.







That's all it is.