Click on the benefits plan details below to view health care plan information.  

Download a copy to your computer for easy reference later.   You can also access plan information on the Employee Navigator benefits portal.   

Ready to select your benefits?  Let's get started, click here.  

Full-time employees may elect an annual contribution to flexible spending accounts (FSA) OR limited flexible spending accounts (LFSA) along with a health savings accounts (HSA).  These accounts are on a pre-tax basis (i.e., the contributions are deducted from gross income before tax, thereby reducing the employee's taxable income and tax burden). Health Savings Accounts are available only to employees who select the High-Deductible Health Plan.  Elections must be made during new hire orientation or open enrollment; FSA and LFSA elections cannot be changed during the plan year, per IRS regulations. These accounts are established separately for medical, dental, or vision expenses not covered by insurance (e.g. deductibles, co-pays, over-the-counter medicine purchases, orthodontia, upgraded vision care) and dependent care (e.g. day care expenses from a qualified provider for children under age 12).  You pay for eligible expenses by using a debit card that will be issued to you.  If you make an eligible purchase and pay out of pocket, please log on to EBMS.com and go to the FSA page for instructions on reimbursement.

To check your balance, submit a claim, or view other information relating to your FSA, log on to https://mibenefits.ebms.com/auth/login  and go to the Flexible Spending Account section.

Click here to view the Summary Plan Description 

Click here to view the Hardship Distribution Amendment for 401k Plan 2020