**Effective Date:** April 10, 2026
Thank you for using the EMI Calculator app ("we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the "App"). By using the App, you agree to the collection and use of information in accordance with this policy.
## 1. Information We Collect
### Personal Information
We do not collect any personally identifiable information (PII) such as your name, email address, phone number, or location directly through the App. The App functions as a calculator for Equated Monthly Installments (EMI) and does not require user registration or account creation.
### Usage Data
We may collect certain information automatically when you use the App, including:
- Device information (e.g., device type, operating system version, unique device identifiers)
- App usage statistics (e.g., features used, session duration)
- Crash reports and performance data
This data is collected through third-party services integrated into the App, such as Google Mobile Ads and analytics tools.
### Advertising Data
The App displays advertisements provided by Google AdMob. Google may collect and use information about your device and usage patterns to serve personalized ads. For more information, please refer to Google's Privacy Policy: [https://policies.google.com/privacy](https://policies.google.com/privacy).
## 2. How We Use Your Information
We use the collected information for the following purposes:
- To provide and maintain the App's functionality
- To improve the App's performance and user experience
- To display relevant advertisements
- To analyze usage trends and fix bugs
- To comply with legal obligations
## 3. Sharing of Information
We do not sell, trade, or otherwise transfer your information to third parties, except in the following circumstances:
- With service providers who assist us in operating the App (e.g., analytics and advertising partners)
- When required by law or to protect our rights
- In connection with a business transfer, such as a merger or acquisition
Third-party services, such as Google AdMob, may share data according to their own privacy policies.
## 4. Data Security
We implement reasonable security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
## 5. Your Rights
Depending on your location, you may have the following rights regarding your data:
- Access: Request a copy of the data we have about you
- Correction: Request correction of inaccurate data
- Deletion: Request deletion of your data
- Opt-out: Opt out of personalized advertising through your device settings
To exercise these rights, please contact us using the information provided below.
## 6. Children's Privacy
The App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
## 7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Effective Date." Your continued use of the App after changes constitutes acceptance of the updated policy.
## 8. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
- Email: mubashiralishahdev@gmail.com
- Address: Islamabad, Pakistan
By using the EMI Calculator app, you acknowledge that you have read and understood this Privacy Policy.