Privacy Policy
Last Updated: June 29, 2026
EMI Calculator ("the App") respects your privacy. This Privacy Policy explains what information the App collects, how it is used, and your choices regarding your data.
Information We Collect
Information You Enter
The App may store information that you manually enter, including:
Loan amount
Interest rate
Loan tenure
GST values (when applicable)
No Cost EMI details
Prepayment details
Other calculator inputs
This information is used only to perform calculations and provide results within the App.
Device Information
The App may automatically collect limited technical information such as:
Device model
Android version
App version
Crash logs and diagnostics
This information helps improve app stability and performance.
Permissions
Storage
The App may request permission to save or share downloaded Amortization Schedule files. The permission is used only when you choose to export or download a schedule.
Notifications
If enabled, notifications may be used to provide important app updates or reminders. You can disable notifications at any time through your device settings.
Analytics & Crash Reporting
The App uses Google Analytics for Firebase and Firebase Crashlytics to understand app usage and improve reliability. These services may collect anonymous usage and diagnostic information in accordance with their own privacy policies.
How We Use Your Information
Your information is used to:
Calculate loan EMIs.
Generate amortization schedules.
Calculate GST and No Cost EMI.
Calculate loan prepayments.
Improve app performance and reliability.
Fix bugs and crashes.
Data Storage
Calculation inputs are stored locally on your device unless otherwise stated. We do not sell or share your personal financial information with third parties.
Third-Party Services
The App may use:
Google Play Services
Firebase Analytics
Firebase Crashlytics
These services have their own privacy policies governing the collection and processing of information.
Children's Privacy
The App is not directed toward children under the age of 13 and does not knowingly collect personal information from children.
Disclaimer
The calculations and repayment schedules provided by EMI Calculator are for informational and estimation purposes only. While we strive to ensure accuracy, results may vary due to differences in lender policies, interest calculation methods, GST rates, processing fees, taxes, rounding methods, prepayment terms, or other financial factors.
The App does not provide financial, legal, or tax advice. Users should verify all calculations with their bank, financial institution, or lender before making any financial decisions. We are not responsible for any losses or damages arising from the use of the calculations or information provided by the App.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Last Updated" date within this document.
Contact Us
If you have any questions or suggestions regarding this Privacy Policy, please contact us using the support email provided on the Google Play Store listing.