Introduction
SmartTech App Developer respects your privacy. This Loan EMI Calculator & Planner app is a financial calculation tool only. We do not provide loans, lending services, or have any association with NBFCs or financial institutions. This Privacy Policy explains how we handle your information.
We do not collect, store, or request any personal details such as your name, email, phone number, or financial account details.
The app may use third-party services (e.g., Google Play Services, AdMob, Firebase Analytics, Crashlytics) that may automatically collect limited non-personal data such as:
Device information (model, OS, IP, app version)
Usage statistics and crash reports
Cookies or advertising identifiers for personalized ads
The app may request the following permissions:
Internet Access: Required to display ads and fetch updates.
Storage/Inputs: To save or calculate EMI inputs locally.
Notification: Required for android 11 above and show the firebase notification
We do not misuse these permissions for collecting personal data.
3. How We Use Information
To improve app performance and provide a better user experience
To show relevant ads (via third-party SDKs)
To analyze app usage and fix errors/crashes
👉 Note: All EMI calculations are performed locally on your device and are not stored or shared.
Our app integrates third-party services for ads, analytics, and performance monitoring. These services may collect non-personal information such as device identifiers, usage statistics, and ad interactions.
The third-party services used include (but are not limited to):
Google Play Services
AdMob (Google Ads)
Pangle
Mintegral
Liftoff
These third-party partners may use cookies, device IDs, or similar technologies to serve personalized or non-personalized ads.
5. Data Sharing
We do not sell, trade, or rent your data.
Limited non-personal information may be shared with trusted third-party providers (e.g., AdMob, Firebase) to operate and improve our app.
Data may be disclosed only if required by law or to protect legal rights.
6. Security
We implement reasonable measures to safeguard information. However, since our app does not store personal or financial data, risks are minimal.
7. Children’s Privacy
Our services are not directed to children under 13. We do not knowingly collect data from children. If we become aware, we delete such data immediately.
8. User Rights
Depending on your region, you may have the right to:
Access or request deletion of your personal data (if any collected via third-party services).
Opt-out of personalized advertising.
Withdraw consent to data collection by third parties.
9. Disclaimer
This app is for informational and educational purposes only. EMI results are estimates based on standard formulas and may vary. We are not responsible for financial decisions made using this app.
10. Changes to Privacy Policy
We may update this Privacy Policy from time to time. Updates will be posted here with an effective date.
If you have any questions or concerns about this Privacy Policy, please contact us:
📧 smart.tech.3330@gmail.com