EMI & Expense Manager 

📄 Privacy Policy — EMI & Expense Manager

Last updated: [26 November 2025]

EMI & Expense Manager (“we”, “our”, “us”) is a finance management application designed to help users calculate EMI, track expenses, and manage budgets. Your privacy is important to us. This policy explains how we collect, use, and protect your information.

📌 Information We Collect

We may collect the following types of data:

1️⃣ Personal Information

• When signing into the app using Google Login (Firebase Auth)
  → We may receive:
  
  

  • Name
    
    

  • Email Address
    
    

  • Profile Image
    (Only if you provide access)
    
    

2️⃣ Automatically Collected Data

• Device information (model, OS version, unique IDs)
  
  

• App usage analytics
  (Handled via Firebase Analytics)
  
  

3️⃣ Advertising Data

• Google Mobile Ads may collect ad-related identifiers (e.g., AAID)
  
  

4️⃣ Local App Data

• EMI records, expense details, categories
  ➡️ These are stored only on your device unless you choose backup features.
  
  

🎯 Why We Collect Data

We collect data to:

✔ Provide app features (login, ads, analytics)
✔ Improve user experience
✔ Maintain app security
✔ Show personalized advertisements

🗄 Data Storage & Security

• Financial and expense data remains only on your device
  
  

• No financial data is shared with third parties
  
  

• Google Firebase secures login and analytics data using encryption
  
  

🔁 Sharing of Information

We may share limited data with trusted service providers:

Service

Purpose

Firebase Auth

Secure login

Firebase Analytics

Improve app performance

Google AdMob

Show ads

We do not sell personal information to anyone.

👶 Children’s Privacy

Our app is not intended for children under 13.
We do not knowingly collect children's personal data.

🌍 International Users

Data may be processed on servers located outside your country (via Google Firebase).

📌 Your Rights

You can:

• Disable ads personalization from device settings
  
  

• Delete app data anytime (from in-app reset or uninstall)
  
  

• Request deletion of authentication data by contacting us
  
  

🍪 Cookies & Tracking

AdMob and Firebase may use standard tracking tools for delivering personalized experiences.

📞 Contact Us

If you have any concerns or requests regarding privacy:

📧 Email: kaushalgiri1234@gmail.com
🏦 App: EMI & Expense Manager

🔄 Changes to This Policy

We may update this Privacy Policy occasionally.
Continued use of the app means you accept the updated policy.