EMI Calculator


Welcome to EMI Calculator! Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our app.


1. General Information


2. Permissions We Use & Their Purpose

To provide a seamless experience, our app requests the following permissions:

✔ ACCESS_NETWORK_STATE – Required to check the availability of an internet connection.
✔ INTERNET – Allows the app to access the internet for fetching updates, ads, and necessary online features.
✔ ACCESS_WIFI_STATE – Helps the app check the Wi-Fi connection status to optimize app functionality.
✔ CHANGE_WIFI_STATE – Allows the app to toggle Wi-Fi settings for better connectivity.

These permissions do not allow us to access personal files or sensitive information.


3. Data Collection & Usage

We do not collect or store any personally identifiable information (PII). However, we may collect:

We do not sell, rent, or share your data with third parties.


4. Third-Party Services

We may use third-party services to improve app performance and user experience:

Analytics

We use analytics services to understand how users interact with our app.
✔ Google Analytics – Tracks app usage, errors, and performance.
🔗 Google Privacy Policy

Advertising

To support and maintain our services, we may display advertisements.
✔ Google AdMob – Displays in-app ads to generate revenue.
🔗 AdMob Privacy Policy

Behavioral Remarketing

Our app may use remarketing services to show targeted advertisements based on previous interactions.
✔ Google Ads (AdWords) – Helps us display relevant ads to users.
🔗 Google Ads Settings
🔗 Google Privacy Policy

You can opt out of personalized ads using the Google Ads Settings.


5. Protection Against Malware & Network Abuse

Malware Protection

✅ We scan our app regularly to ensure it is free from malware.
✅ Always download our app from trusted sources like Google Play Store.

Network Abuse Prevention

🚫 Our app does not engage in unauthorized data transmission.
🚫 We comply with network policies to prevent excessive data usage.


6. Security Measures

We take reasonable steps to protect your data, including:
🔐 Data Encryption – Ensures any data processed is secure.
🔐 Secure Authentication – Protects access to app features.
🔐 Regular Security Updates – Prevents potential threats.


7. Your Rights Under GDPR

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR):

✔ Right to Access – Request access to the personal data we may have about you.
✔ Right to Rectification – Request correction of inaccurate data.
✔ Right to Erasure – Request deletion of your personal data.
✔ Right to Restrict Processing – Request limitations on how your data is processed.
✔ Right to Data Portability – Request a copy of your personal data in a structured format.
✔ Right to Object – Object to the processing of your data, especially in cases involving ads.

For any GDPR-related requests, please contact us at weeklymusicstatus@gmail.com.


8. Your Rights Under CCPA

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

✔ Right to Notice – Be informed about what personal data we collect and how we use it.
✔ Right to Access – Request and obtain details on how we use your personal data.
✔ Right to Say No to the Sale of Personal Data – We do not sell personal data, but you have the right to opt out.
✔ Right to Know – Learn about data categories, sources, and third-party sharing.
✔ Right to Delete Personal Data – Request deletion of your personal data collected in the past 12 months.
✔ Right to Non-Discrimination – We do not discriminate against users for exercising their rights.

To exercise your CCPA rights, please contact us at weeklymusicstatus@gmail.com. We will respond within 45 days (or extend by an additional 45 days with prior notice if necessary).


9. Detailed Information on the Processing of Your Personal Data

We work with third-party service providers who have access to limited personal data to perform specific tasks:

Analytics Services

✔ Google Analytics – Helps us monitor app usage and performance.
🔗 Google Privacy Policy

Advertising Services

✔ Google AdSense & DoubleClick Cookie – Uses cookies for targeted advertising.
🔗 Google Ads Preferences
✔ AdMob by Google – Displays ads within our app.
🔗 AdMob Privacy Policy

Behavioral Remarketing Services

✔ Google Ads (AdWords) – Uses remarketing to show ads on third-party sites.
🔗 Google Ads Settings
✔ Facebook Remarketing – Uses remarketing to display ads based on your previous visits.
🔗 Facebook Privacy Policy


10. Children's Privacy

Our app is not intended for children under 13. We do not knowingly collect any data from minors. If we discover such data, we delete it immediately.


11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make significant changes, we will notify you through the app or our website. Continued use of the app means you accept the new policy.

12. End User License Agreement (EULA) Policy


 By installing or using the "EMI Calculator" app, you agree to use it exclusively for personal, non-commercial financial planning and loan calculation purposes. All features—including EMI calculators, interest rate tools, payment schedule displays, UI elements, and source code—are the exclusive intellectual property of the developer and protected under copyright and intellectual property laws. You may not copy, modify, reverse engineer, redistribute, or exploit any part of the app or its content without explicit permission.

This app is provided “as is” without any express or implied warranties regarding calculation accuracy, financial advice reliability, performance, or compatibility. The developer is not responsible for incorrect EMI calculations, outdated interest rate data, financial decisions based on app output, data loss, or device-specific technical issues. Advertisements and/or in‑app purchases may be included to support ongoing development and maintenance. Continued use of the app signifies your acceptance of these terms.

This Privacy Policy explains what data may be collected—such as loan and interest inputs, calculation history, usage logs, and non‑sensitive device information—and describes how this information may be used, shared, and protected. It also outlines compliance with global data protection regulations including GDPR, LGPD, and CCPA.


13. Contact Us

If you have any questions about this Privacy Policy, feel free to contact us:
📧 weeklymusicstatus@gmail.com

By using EMI Calculator, you agree to this Privacy Policy. Thank you for trusting us! 🎉