Privacy Policy

Effective Date: 25-03-2025
App Name: EMI Loan & SIP Calculator

1. Introduction

This Privacy Policy describes how EMI Loan & SIP Calculator ("we", "our", or "us") handles user information. Our application provides financial calculation tools including:

• EMI Calculator

• Loan Comparison

• Amortization Schedule

• SIP Calculator

• FD Calculator

• GST Calculator

• Simple Interest Calculator

• Compound Interest Calculator

• Loan Eligibility Calculator

• Prepayment Calculator

We are committed to protecting your privacy.

2. Information We Collect

a. Personal Information

We do not collect any personally identifiable information such as:

• Name

• Email address

• Phone number

b. Financial Data

All financial inputs (loan amount, interest rate, tenure, etc.) are:

• Used only for calculation purposes

• Not stored, shared, or transmitted to any server

c. Device Information (Optional)

We may collect limited non-personal information such as:

• Device type

• Operating system version

• App usage analytics

This is used only to improve app performance and user experience.

3. How We Use Information

We use information solely to:

• Perform financial calculations

• Improve app performance

• Fix bugs and enhance user experience

We do not sell, trade, or share your data with third parties.

4. Data Storage

• All calculations are performed locally on your device

• We do not store user data on external servers

• No sensitive financial data is retained

5. Third-Party Services

Our app may use third-party services such as:

• Google AdMob (for advertisements)

• Firebase Analytics (for usage insights, if enabled)

These services may collect anonymized data according to their own privacy policies.

6. Cookies & Tracking

We do not use cookies directly.
However, third-party services may use tracking technologies.

7. Children's Privacy

This app is not intended for children under 13 years of age.
We do not knowingly collect personal data from children.

8. Data Security

We implement reasonable security measures to protect information.
However, no method of electronic storage is completely secure.

9. User Rights

Since we do not collect or store personal data:

• There is no user data to access, modify, or delete

10. Changes to This Policy

We may update this Privacy Policy periodically.
Changes will be reflected with an updated "Effective Date".

11. Contact Us

If you have any questions or concerns, contact us at:

Email: [your-email@example.com]

12. Consent

By using EMI Loan & SIP Calculator, you agree to this Privacy Policy.

Disclaimer: This application is intended for informational and calculation purposes only and does not provide financial advice.