Research

Kwak, E. J., & Grable, J. E. (2025). A domain-specific measure of investment risk preference. Financial Services Review, 33(1), 165-178.

Grable, J. E., Archuleta, K., Watkins, K., & Kwak, E. J. (2025). To bank or not to bank: Describing the banking status of Black households. International Journal of Bank Marketing, 43(1), 62-81. 

Kwak, E. J., & Grable, J. E. (2025). Electroencephalographic (EEG) brain wave patterns as descriptors of financial risk-taking behavior. Journal of Gambling Issues.

Kwak, E. J., & Grable, J. E. (2024). A comparison of financial risk-tolerance assessment methods in predicting subsequent risk tolerance and future portfolio choices. Risk, 12(11), 170. 

Heo, W., Kim, E., Kwak, E. J., & Grable, J. E., & Park, H. J. (2024). Ownership of cash value life insurance among rural households: Utilization of machine learning algorithms to find predictors. Mathematics_Financial Mathematics. 12(16), 1-27. 

Grable, J. E., Kwak, E. J., & Archuleta, K. (2023). To bank or not to bank: Describing the banking status of black households. International Journal of Bank Marketing, 265(232), 1756-1937. 

Heo, W., Kwak, E. J., & Grable, J. E. (2024). Identifying hidden factors associated with household emergency fund holdings: A machine learning application. Mathematics_Financial Mathematics. 12(182), 1-38. 

Grable, J. E., Kwak, E. J., & Archuleta, K. (2023). Distrust of banks among the unbanked and banked. International Journal of Bank Marketing, 41(6), 1498-1520. 

Grable, J. E., Kwak, E. J., & Chen, P. J. (2022). An evaluation of the association between marital status and financial risk tolerance. Journal of Financial Planning, 35(7), 84-96. 

Grable, J. E., Warmath, D., & Kwak, E. J. (2022). An assessment of the association between Political orientation and financial risk tolerance. Journal of Risk and Financial Management, 15(199), 1-16.

Grable, J. E., & Kwak, E. J. (2022). The disappointment dilemma: The role of expectation proclivity and disappointment aversion in describing financial risk aversion and investing risk-taking behavior. Journal of Financial Counseling and Planning, 33(2), 1-19.

Kwak, E. J., & Grable, J. E., (2021). Conceptualizing the use of the term financial risk by non-academics and academics using Twitter messages and ScienceDirect paper abstracts. Social Network Analysis and Mining, 11(1), 1-14.

Warmath, D., Chen, P. J., Grable, J. E., & Kwak, E. J. (2021). Soft landings: Extending the cushion hypothesis to financial well-being in collectivistic cultures. Journal of Consumer Affairs, 55(4), 1563-1590.

Grable, J. E., & Kwak, E. J. (2021). The role of disappointment aversion and expectation proclivity in describing financial risk aversion among financial decision makers. International Journal of Bank Marketing, 39(7), 1333-1352.

Grable, J. E., Kwak, E. J., Fulk, M., & Routh, A. (2020). A simplified measure of investor risk aversion. Journal of Interdisciplinary Economics, 34(1), 7-34.

Mattia, L, Kwak, E. J., Grable, J. E., West, C. L., Leitz, L. Y., & Rehl, K. M. (2020). Self-empowerment among widows: A financial planning perspective. Journal of Financial Planning, 33(10), 52-60.

White, K., McCoy, M., Love, K., Kwak, E. J., Bruce, E., & Grable, J. E. (2019). The role of signaling when promoting diversity and inclusion at the firm level: A financial advisory professional case study. Advances in Business Research, 9(1), 1-16.

Remy, C., Brakewood, C., Ghahramani, N., Kwak, E. J., & Peters, J. (2018). Transit information utilization during an extreme weather event: An analysis of smartphone app data. Transportation Research Record, 2672(1), 90-100.

Brakewood, C., Ghahramani, N., Peters, J., Kwak, E. J., & Sion, J. (2017). Real-time riders: A first look at user interaction data from the back end of a transit and shared mobility smartphone app. Transportation Research Record, 2658(1), 56-63.

Kwak, E. J., Heo, W., & Grable, J. E.(2024). Exploring the impact of artificial intelligence on academic publishing. Academy of Financial Services, Columbus, OH. 

Hampton, B., Archuleta, K., & Kwak, E. J., & Grable, J. E. (2024). Supplemental income and financial stress: Benefit or burden? Financial Therapy Associations, San Diego, CA. 

Kwak, E. J., & Grable, J. E. (2023).  Unveiling gig workers: Predictive factors and profiling-based classification of gig workers among subprime borrowers using machine learning algorithms, Decision Sciences Institute, Atlanta, GA. 

Kwak, E. J., & Grable, J. E. (2023). A domain-specific measure of investment risk preference. Academy of Financial Services, Phoenix, AZ. 

Kwak, E. J., Grable, J. E., & Chen, P. J. (2022). An evaluation of the association between marital status and financial risk tolerance. American  Council on Consumer Interests, Clearwater Beach, FL. 

Grable, J. E., & Kwak, E. J. (2022). Assessing the association between equity portfolio holdings and the miscalibration of financial risk tolerance. American Council on Consumer Interests, Clearwater Beach, FL. 

Heo, W. J., Grable, J. E., & Kwak, E. J. (2022). Demand for cash value life insurance among rural households during the outset of COVID-19: A machine learning analysis, Academy of Financial Services, Virtual. 

Kwak, E. J., Grable, J. E., & Chen, P. J. (2022). An evaluation of the association between marital status and financial risk tolerance. American Council on Consumer Interests, Clearwater Beach, FL.

Grable, J. E., & Kwak, E. J. (2022). Assessing the association between equity portfolio holdings and the miscalibration of financial risk tolerance. American Council on Consumer Interests, Clearwater Beach, FL.

Grable, J. E., & Kwak, E. J. (2021). Electroencephalographic (EEG) brain wave patterns as descriptors of financial risk-taking behavior [Poster presentation]. Academic Research Colloquium, Virtual Conference.

Grable, J. E., & Kwak, E. J. (2021). A comparison of financial risk tolerance assessment methods. Academy of Financial Services, Virtual Conference.

Grable, J. E., Kwak, E. J., & Warmath, D. (2021). An assessment of the association between political orientation and financial risk tolerance. Academy of Financial Services, Virtual Conference.

Grable, J. E., Byram, J. L., Kwak, E. J., & Kruger, M. (2020). Decomposing the association between spousal perceptions of partner spending and saving behavior and financial satisfaction. Association for Financial Counseling and Planning Education, Virtual Conference.

Grable, J. E., & Kwak, E. J. (2020). The role of disappointment aversion and expectation proclivity in describing financial risk aversion. Financial Planning Association, Virtual Conference.

Grable, J. E., & Kwak, E. J. (2020). Consistency of financial risk aversion estimates. Academy of Financial Services, Virtual Conference.

Kwak, E. J., & Grable, J. E. (2020). Conceptualizing risk tolerance [Poster presentation]. Academic Research Colloquium, Arlington, VA.

Kwak, E. J., & Grable, J. E. (2019). The role of risk tolerance as a mediator between family income and smoking and drinking behavior. Academy of Financial Services, Minneapolis, MN.

Kwak, E. J., & Warmath, D. (2019). Intrahousehold financial inclusion: Implications for financial well-being of spouses. American Council on Consumer Interests, Washington, DC.  

White, K., McCoy, M., & Kwak, E. J. (2019). Does race impact our money conversation? [Poster presentation]. FERMA, Virtual Conference.

Grable, J. E., & Kwak, E. J. (2022). Personal finance: A policy and institutional perspective (pp. 17-34). In Handbook of Personal Finance. Berlin: de Gruyter.

Heo, W., Kwak, E. J., & Grable, J. E. (2022). The role of big data research methodologies in describing investor risk attitudes and predicting stock market performance: Deep learning and risk tolerance (pp. 293-315). In Handbook of Research on New Challenges and Global Outlooks in Financial Risk Management. Hershey, PA: IGI Global and the Information Resources Management Association.