MILLIONAIRE DEBT PORTFOLIO

The Millionaire Dept Portfolio Organized By Tanya Harris, LLD Established Since 1999

HOW TO TURN PENNIES INTO $100 BILLS WITH TRADELINE ASSETS

Anatomy of a Tradeline Transaction

Learn How It’s Really Done.

A Brief Description of Tradeline Transactions

How we make $Million$ for our clients

HOW WE TURN PENNIES

INTO $100 BILLS 24/7/365

Below is a description of just one Tradeline Portfolio: There are Thousands

Typical Net Profit would be approximately $300.000.00 to $400,000.00 in 120 days

Here is How it is Done……

THIS IS NOT A MISPRINT

FILE COMES FROM PRIME COMPLIANT COMPANY!

OVER 1 YEARS SHELF AND READY TO COLLECT

No litigation efforts, no blanket settlements.

File will come with warranty against BK, Deceased and paid prior accounts along with of chain of title.

BUY WITH CONFIDENCE.

Quality Portfolios at the lowest prices in the world!

THE FOLLOWING INFORMATION IS NOT A MISPRINT

1. Creditor Type – Mixed Major Issuers

2. Type of Tradeline – Major Credit Cards

3. Face Value – $1,625,709.48

4, U.S. National File

5, # of Accounts – 699

6. Asking Price For Whole file – $6,901.70 (.00424535 ) or (424535 bps) (Associates get 50% off)

7. Average tradeline face value $2325

8, Average cost per tradeline $9.87

THE ABOVE IS NOT A MISPRINT

FIRST: I will explain what ever line means:

1. The Creditors are Major Credit Card Issuers: Banks

2. Credit Cards are: Visa, Mastercard, Discover, etc.

3. You are buying $1,625,709.48 Face value worth of credit card Tradelines

4. Credit Card Accounts are from various States in the U.S.

5. There are 699 individual tradelines in this Portfolio

6. This is a verified portfolio means it comes with all required documentation.

Warranted to have no Bankruptcies, Deceased Debtors, and No Prior Pay Offs,

There has been no litigation, or blanket settlements on any account.

Meaning this is a prime portfolio and you will make large profits.

7. You will pay $6,901.70 to buy this portfolio – bps stands for Basis Points

100 basis points is 1%

50 Bps = 0.50 of a percent

8. The average tradeline face value is $2325, some will be more and some less

9. The average cost per Line is $9.87.. You pay $2.40 for per $1000.


THIS IS NOT A MISPRINT

SECOND: So what does all this mean to you?

We put up the money to get the ball rolling. In this case $6901.70

Don’t worry about this cost: In most cases a tradeline portfolio can be financed.

You get $1,625,709.48 face value of Major Credit Card Tradelines ( a CDI) that you out right own 100%.

So Now On Your Financial Statement $1,625,709.48 is legally owed to you,

According to GAAP: and the rest of the world: you are now a Millionaire.

And you can get your money out of these accounts any legal way you choose.

1. You can legally collect from the original debtor; or

2. you can chop up the portfolio into smaller portfolios and sell them off at a higher price

3. Assign the tradelines individually one at a time to people that are trying to establish or repair their credit.

Below is the description of the actual Tradeline Portfolio Deal

For this deal we will use the above described Tradeline Portfolio.

Here’s the run down.

After scanning a database list of 100’s of Tradeline portfolios for sale.

I pick a really great portfolio …

1. A CDI Portfolio catches my interest: I immediately contact the portfolio seller

and lock up the deal with an “Option to Buy”.

I put up a very small deposit to lock in the deal.

2. The seller sends me the CDI (Tradelines database).

3. I immediately start collection proceeding of the Portfolio.

We Usually get about 10% Success Rate on the first round

So we will normally collect about $160,000.00 from a $7,000 investment.

It costs us 25% for the cost of collections. (contengency commissions)

So it costs us $40,000 to collect $160,000 for a net profit of $120,000.

That’s approximately 8.5 Times our investment.

4. We do do second round collections: And here is why.

The Portfolio is more valuable on the second round, because the skip trace has already been done on every account.

So now the accounts have been separated into: A. Those more likely to pay. and B. Zombie Debt. (uncollectable)

C. Unreachable debtors D. Hardship Debtors.

5. We can break a large portfolio into smaller units and sell these subs to our smaller buyers for 9.52380952 times my purchase bps. so I get $40 per $1000 face value.

Remember I only paid $4.20 per $1000 Face Value.

Second Rounds are much easier to collect because:

A. They have already been skip traced, (the debtor has been located)

B. They are all the the same State or close.

6. Small dealers are thrilled to pay this cheap price, they will eat them up like donuts at a police convention.

7. You can sell Subs in any amount. But we like the $300 to $2000 deals.

8. The Subs will sell out very fast. Ours are always presold

They are thrilled to get tradelines so cheap. Most are presold months in advance.

9. The idea is to pre sell enough subs to pay for the entire Master Portfolio in advance.

So not only do you have no money out of your pocket,

but you have actually made a profit before you even buy the Master.

This way you don’t have to use Portfolio financing.

10. We use the pre sell money to buy the Master. We have already made Hundreds of Thousands of Dollars in advance and have done no work or out of pocket money.

11. We keep a few hundred tradelines of around $5000 face value for our own personal stash.

12. As I sell off the remaining Subs I will collect around $20,000 to $100K

13. I take the remaining tradelines and place them to individuals (my clients)

14. The practice is $99 down no matter what the face value of the tradeline,

and the client then pays me a monthly payment of $9 per $500 face value. Which is 21.6% interest annually. This payment is interest only and the debtor never pays a penny towards the principal.

So the face value never changes.

This step is extremely important. Never let them pay the principal down.

So for a $5000 tradeline the monthly payment is $90.

You will get paid for 6 months.

6 times $90 = $540 + $99 is $639.00

15. Your total earnings in 6 months for this $5000 tradeline will be $639.00.

16. Your posting costs will be $159.75 leaving you $479.25 gross profit.

less the $21 the line cost you originally.

17. Multiply this $459.25 times the number of Tradelines you placed.

In this case 199 = $91,191.75 in six months. Near $200,000 a year.

18. But it’s not over for these Credit Builder Tradelines. You see you still own these tradelines.

You will always own these Tradelines until you sell them to a new Creditor.

And the face value and principal is exactly the same.

19. As part of the deal with your client: They will only use the tradeline for six months to a year.

20. After your client gets their credit score up where they want it, and gets the funding they need.

They now have a great credit score. And do not need these builder tradelines anymore.

21. They will release the Primary Account Holder position and you start all over with a new client.

22. So you see You never run out of tradelines, there are 1000s of portfolios for sale.

Millions of tradelines totaling Billions of $$$s.

Here’s the very best part. Remember the $159.75 posting costs mentioned above.

That’s your outsourcing costs. You outsource all the collections and posting, so you do not have to do it.

Here again no problem I give you the list of all of them in the U.S.

They do all the work and deposit your money right into your bank account.

You can be anywhere in the world that has internet access and run your operation from a laptop.

The Bad part is that you are going to pay a lot more income tax unless you figure out a way to write a lot of stuff off,

or donate enough money to charity etc.

Eventually this is what you will do as you move up the totem pole.

It’s just a matter of filling out forms. All just paperwork.

All forms and sources are supplied to you.

Exact procedures are explained in detail.

This is what we teach you how to do in our Professional Tradeline Course.

This is an A to Z business model.

Everything is set up for you to hit the ground running.

When you learn how to perform the process, you have the keys to the Vault.

If you want to get in the big game this is your chance.

But don’t mull around because money does not wait for anybody and nor do we.

I sincerely hope that this information has been informative in aiding in your success.

Thank you for bearing with me.

I know reading about how to become an instant millionaire is very boring.

Maybe you would rather watch the movie.

The math has been simplified to make it easier to understand, however we never pay 10 cent on the dollar. And we do not pay 40% commission to collection agencies.

(Use the full screen option for better viewing)

See You There…