Car Rental

Car rental insurance in the UAE: everything you need to know

Do you plan to rent a car in the UAE? Do not be fooled into spending too much on insurance. Here is our guidelines to finding the best car insurance. For your needs and how to avoid duplication of coverage.

The importance of car rental insurance should not be overestimated, both in terms of minimizing financial risk and the peace of mind it provides. But the type of coverage you need depends on many factors and any excessive spending in this area is due solely to lack of knowledge. Clearly, you are looking to get the best car rental offer without compromising your financial well-being. But if you are often the victim of a difficult sale at rental counters, it is essential that you educate yourself in the science of getting a car. rental insurance.

Understand the types of car rental insurance

In the UAE, the law requires rental companies to provide insurance that includes the rental price. It is worth verifying what is included and complementing it with optional coverages, if necessary. There are 4 optional rental insurance available:

Collision Damage Waiver (CDW) or loss damage exemption (LDW): these are technically "exemptions" and are not insurance products. They are basically designed to relieve tenants of their financial responsibility if the rented car is damaged or stolen.

Liability insurance: provides higher supplementary liability limits for adequate protection.

Personal accident insurance: this covers the renter and passengers against medical and ambulance costs in case of an accident and also provides death benefits.

Personal effects cover: provides protection against the theft of personal belongings of the rental car, up to an established insurance limit.