Services & Products

A/C Type

1.Silver Star Saving Account

2. Gold Star Saving Account

3.Diamond Star saving Account

4. Asset Development Star Account.

5. INVESTMENT STAR ACCOUNT

6. BUSSINESS/ COMMERCIAL STAR ACCOUNT

1.SILVER STAR SAVING ACCOUNT

A saving Star Account is a simple voluntary star account were the club member has the discretion / freedom to chose what amount and when to deposit any cash or with draw from his or her account .

With a Silver Star Account , a member can

i. Choose voluntarily when and how much money to deposit on his or her account and increase its value

ii. Choose when to withdraw his or her cash from the account.

iii.Club member may spend the withdrawn cash any way he so does please .

iv A Star Saving Account may be purchased by any eligible and interested club member at a higher value .The Star Account may be purchased by any member of the club as a loan at an increased value they are willing to offer . This is accepted or rejected by the club management on behalf of the club member in his profit and interest . The purchase value must be higher than the initial value of the account as a whole .

v. The Silver Star Account Owner is still able to with draw the initial cash value of his or her account despite the fact that it was purchased by another club member . How ever the member looses the profit to be gained from his account purchase by another member . For example if a Silver Saving Star Account known as Tom is valued at Uganda shillings 1,000,000 and is purchased by Juliet at Shillings 1,200,000 . That means Tom gets to share 50 % of profit of the 200,000 value when paid by Juliet .Tom stands to get 1,100,000 after juliet refunds the money , but he will loose the 100,000/= if he withdraws his 1,000,000/= intial accout balance.

2. Gold Star Saving Account

This is an account were a club member under takes and commits to deposit or increase his account value with a specific amount of money deposited on his or her account every after a specific period of time like days,weeks or months. The account owner can only withdraw the said money after the set date or duration.I request to claim or withdraw the same money before the set date results into a penalty of 15% of the actuall amount on the Gold Star Saving Account.

3.ASSET FINANCE STAR ACCOUNT

The main and principle behind the formation of Dream Rich Club was to help club member easily meet their dreams and future prospects in life . This is propelled by Asset Finance Account which helps the owner ship of desired assets like land , Vehicles ,Furniture

With an Asset Finance Account , i.The Account owner submits detailed information about his asset , project needs to the club ii.Member can deposit any amount any time on his account with the aim of reaching the ultimate value for its purchase or attainment . iii.The Club reserves the discretion to contributed and top up to the ultimate sum of the assert and make sure that the member meets his dream iv. It is also a custom that the where the club member's desired assert can me earned from a fellow club member dealing in the same section or area of expertise , business , or industry . The transaction Shall be done with less consideration and flexibility.

4. Diamond Star Saving ACCOUNT

This account is opened by the Club member for the sole benefit of his child declared to the club at the initial opening of the account . This account is intended to save money meant to furnish the children's needs in the presence or absence of the parent . This includes school fees , Medical expenses ,Clothing and any other basic needs at will declared by the parent to be sponsored by the Diamond Star Saving Account to the child.

The Diamond Star Account is opened for only one child and is registered in his or her names .The Parent or guardian is registered as a dormant partner to the account with powers to withdraw funds inline with the childs intrests or needs.

The Diamond Star Saving Account is switched to a Silver Star Saving account in the names of the registered child when he or she turns 20 years of age.

Note.All terms and conditions that govern a Silver Star Saving account apply the the Diamond Star Saving Account.

6. BUSINESS / COMMERCIAL STAR ACCOUNT

This is basically a saving star account precisely created for a business and commercial purpose its mostly in the names of the business or the business owner for small businesses . this account has got greater economic benefits compared to the regular saving star account .