Customers in the United States can now send money via any Western Union channel including WU.com, the mobile app or at any Western Union retail location to Mexico. Recipients can then receive the funds over their phone using their PagaPhone SmartPay account.

Once customers receive money in their PagaPhone SmartPay mobile electronic wallets, they can easily make transfers to bank accounts through SPEI, withdraw cash from any ATM with their PagaPhone debit cards or use the funds to pay for services directly through the application, 24 hours a day, seven days a week.


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Stanford-educated Oviosu founded Paga in 2009 as a mobile money transfer service in response to his frustration with having to carry cash around in Nigeria. Paga leverages the ubiquity of the mobile phone to bring great value to customers. Customers can use Paga to send money to anyone in Nigeria either from their mobile phone or Internet-enabled device, or via any Paga agent across the country. Recipients get the money instantly, without necessarily having to be registered Paga users. Customers can also use Paga to pay for a variety of goods and services at various online or offline merchants such as electricity bills, cable TV subscriptions and prepaid mobile airtime top-ups.

The Validate Money Transfer operation allows an integrated 3rd party to pre-validate potential money transfer operation using the same parameters that would be provided for the actual money transfer. This will return a result indicating whether the actual money transfer using the same parameters is likely to be successful or not, and if not, why.

The Bulk Validate Money Transfer operation enables an integrated 3rd party to utilize the Paga platform to execute the validate money transfer operation described above for multiple recipients simultaneously.

The Money Transfer operation enables an integrated 3rd party to utilize the Paga platform to transfer funds from a variety of sources to another party. The funds transfer may be executed from the accounts of the integrated 3rd party themselves, or on behalf of another customer with the appropriate authentication. The source of funds may be the sender's Paga account or another source that the sender has pre-registered on the Paga platform.

The Bulk Money Transfer operation enables an integrated 3rd party to utilize the Paga platform to execute the money transfer operation described above to multiple recipients simultaneously. This is limited to 300 payment items per bulk operation.

The Bulk Money Transfer Status operation enables an integrated 3rd party to utilize the Paga platform to query the status of multiple previously executed money transfer operations at once. This can be useful for asynchronous processing of bulk money transfer executions, for which a synchronous wait for response may not be feasible due to long execution durations or network failure of the bulk operation. This is limited to 10,000 items per bulk operation.

This is not a quote. This is an estimate only. Results listed on this page are current estimates for an ExpressSend transaction based on the criteria selected. Actual price may vary. The actual transfer fee and foreign exchange rate (if applicable) will be provided at the time you initiate an ExpressSend transfer.

This is the estimated ExpressSend fee that will be charged for your transfer based on the criteria selected. The fee will be charged in addition to the amount you are sending. Local taxes may apply to the transfer fee in certain locations.

In addition to the transfer fee, Wells Fargo makes money when it converts one currency to another currency for you. The exchange rate provided to you is set by Wells Fargo in its sole discretion, and it includes a markup. For additional information related to ExpressSend and foreign currency, please see the ExpressSend Terms and Conditions.

Before you can initiate a money transfer you need to know the DestinationAccountNumber and UUID (UUID is the bank name identifier for the receiving bank you can get the UUID from our GetBank endpoint) for the customer, once you have the data, populate the respective parameter below accordingly to initiate the Money Transfer transaction

Paga is a mobile payment company with the core focus of allowing people to send and receive money through a Paga E-wallet. Paga has one of the safest and fastest e-wallets in Nigeria,with its next gen scaleable, omni-channel technology and open APIs, we have been able to build a comprehensive product ecosystem for individuals and sellers alike. With numerous features like free money transfers, deposit to bank accounts, buying/sending of airtime, bill payments, remittances, bulk disbursements & collections that are accessible via its online channels (web/app) and on any basic mobile phone via dialing *242# Paga has been able to successfully grow over the years. With additions like shortcuts, request money amongst others which are geared at making user experience more enjoyable, Paga keeps on growing and retaining market dominance.

Yes. With an email address or phone number, you can request money from anyone. Paga users can make payments through their Paga wallet, while non-Paga users can directly use either their ATM/debit cards or bank accounts.

Western Union and PagaPhone are collaborating to expand cross-border transfer capabilities between the U.S. and Mexico and enable recipients to receive the funds using their PagaPhone SmartPay account.

U.S. customers sending money to Mexico can use any Western Union channel including WU.com, the mobile app or any Western Union retail location. Recipients in Mexico can then receive the funds over their phone with their PagaPhone SmartPay account.

Once recipients have the funds in their PagaPhone SmartPay mobile electronic wallets, they can transfer any amount to bank accounts through SPEI. Users can also withdraw cash from any ATM with their PagaPhone debit cards or pay for services directly through the app.

peer-to-peer payments have revolutionized the way we transfer money and conduct transactions in today's digital age. With the advent of technology, traditional methods of exchanging money seem archaic and time-consuming. Peer-to-peer payments offer a seamless, instant, and convenient way to send money to friends, family, or even strangers. In this blog, we will delve into the world of peer-to-peer payments, exploring its features, benefits, and how Paga's peer-to-peer payment system makes sending money a breeze.

Peer-to-peer payments, often abbreviated as P2P payments, refer to the transfer of funds between two individuals using a digital platform or mobile application. These payments eliminate the need for physical cash or checks, allowing users to make instant transactions with just a few taps on their smartphones. Whether you want to split a bill at a restaurant, pay your share of rent to a roommate, or send money to a family member in need, peer-to-peer payments provide a quick and efficient solution.

- Convenience: Peer-to-peer payments offer unparalleled convenience, allowing you to send or receive money anytime, anywhere. With just a smartphone and an internet connection, you can complete transactions within seconds, eliminating the hassle of visiting banks or ATMs.

- Speed: Traditional methods of transferring money can be time-consuming, often taking several business days to process. Peer-to-peer payments, on the other hand, enable instant transfers, ensuring that the recipient receives the funds almost immediately.

- Cost-effective: Many peer-to-peer payment platforms offer their services free of charge or at minimal fees, making it an affordable option for transferring money. This cost-effectiveness eliminates the need for expensive wire transfers or other traditional payment methods.

Paga, a leading mobile payment platform, has revolutionized peer-to-peer payments in Nigeria. With Paga, you can send money instantly to anyone, whether they have a Paga account or not. The process is simple and straightforward:

Peer-to-peer payments have transformed the way we handle financial transactions. With Paga's peer-to-peer payment system, sending money has never been easier or more convenient. Whether you need to split expenses with friends, support family members, or conduct business transactions, Paga provides a secure and efficient platform for instant transfers. Embrace the power of peer-to-peer payments and experience the freedom of seamless transactions at your fingertips.

Setting up a Paga account for instant money transfers is a straightforward process that puts the power of peer-to-peer payments at your fingertips. Whether you're a digital payment enthusiast or a newcomer to the world of mobile wallets, Paga offers a user-friendly platform that caters to a wide range of needs. From creating your account to securely transferring funds, this blog will walk you through the steps to make your money transfers hassle-free.

5. Link Your Payment Method: You can link your bank account or credit card to your Paga account for a seamless money transfer experience. This allows you to load funds into your Paga wallet and access your bank account for instant transfers.

1. bank transfer: You can load funds into your Paga wallet via a bank transfer. After linking your bank account, simply transfer the desired amount to your Paga wallet using the provided account details.

2. Paga Agents: Paga has an extensive network of agents across various locations, and you can visit a nearby agent to deposit money into your paga wallet in person. This is a convenient option for those who prefer face-to-face transactions.

3. mobile money: If you use mobile money services, Paga also allows you to top up your wallet using these platforms. This can be a handy option, especially in regions where mobile money is prevalent.

1. Select Recipient: Open the Paga app and choose the recipient to whom you want to send money. You can either select a contact from your phone's address book or enter their mobile number directly. 17dc91bb1f

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