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Most banks in India have adopted technology, or are in the process of adopting technology, to meet the banking needs of consumers. While traditional banking, also known as a physical bank, is still the most used and accessed form of banking in India, netbanking is slowly becoming an essential aspect of banking activities.

A bank customer can access netbanking from any internet-enabled device such as a laptop, computer desktop or mobile phone. They do not necessarily need to visit the bank to transfer money from one account to another, to check their transactions statement or to address banking transactions-related queries.

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A netbanking account enables customers to do all their new account openings digitally. This is possible with the help of the pre-submitted know-your-customer (KYC) details that consumers submit to their banks at the time of opening of the netbanking account.

When a customer uses netbanking, it enables them to learn about the nitty-gritties associated with their bank accounts and the processes behind the transactions. It often is the case with physical banking that customers skip learning and comprehending important information that impacts their banking activities because a physical bank associate assists them.

A netbanking account is a digital extension of your bank account. Opening a netbanking account, however, requires you to generate specific digital passwords that enable you to transact over the internet.

For netbanking to work, you need to know your User ID and password to log into your internet banking account. This User ID is different from your bank account number, which serves as the primary identity of your bank account.

Loans can be easily applied for online using netbanking. The process of getting personal loans in India and getting business loans is elaborate. Your netbanking activation enables you to be KYC-compliant such that the time taken by loan companies to verify you and your credit score to grant a loan gets much shorter and less cumbersome for both stakeholders.

You can pay your electronic monthly instalments, or EMIs, using netbanking. One of the frequently used facilities of netbanking of the younger generation that has used internet banking since they first started banking is paying EMIs.

UBL netbanking offers you a simple, convenient and secure way to manage your bank accounts 24/7 from anywhere in the world. UBL netbanking is the most trusted Internet Banking portal in the country primarily because of its uniquely strong security features and an attractive list of transactions and activities available. With UBL netbanking, you can view all yours account details, transfer funds to any UBL account holder, view your credit card balance, request for a cheque book, request for a card replacement and much more all from the comfort of your home. UBL also offers you the power and convenience of using netbanking globally to manage all your banking needs at the click of a button. 2351a5e196