Incorrect personal information:

This includes errors in your name, address, date of birth, and Social Security number.

Inaccurate account details:

This includes errors in account balances, payment history, and credit limits.

Duplicate accounts:

If the same account is listed multiple times on your credit report, you can dispute the duplicates.

Fraudulent accounts:

If you see an account on your credit report that you did not open, you can dispute it as fraudulent.

Incorrect public records:

This includes errors in bankruptcy filings, court judgments, and tax liens.

Outdated information:

Negative information, such as missed payments or collections, should be removed from your credit report after a certain period of time. If outdated information is still on your report, you can dispute it.

Inquiries you did not authorize:

If you see inquiries on your credit report that you did not authorize, you can dispute them as unauthorized.

It is important to note that you cannot dispute accurate information on your credit report. However, if you believe the information is inaccurate or incomplete, you have the right to dispute it with the credit bureau.