BAL-D

The BAL-D Token is backed with the BAL Token and various liquidity pools on the Balanceer platform as part of the DIVERGE Token Ecosystem.

BAL-D Token is one of the first DIVERGE Tokens for individual simplified access to the complex and sometimes expensive ecosystem of Etherium and other network based DeFi assets. Our hope is to build Stability into a digital asset so that it can be used for both growth and functionality for normal people.

The BAL-D token represents the attached value of the BAL Token and various BAL liquidity Pools. It is not tethered or synced to BAL, but allows for growth and divergence from the base stable asset. Yet the goal is to hold stable growth overtime, allowing the positive growth to expand, while reducing negative volatility within the digital currency ecosystems. All digital assets including DIVERGE Tokens are risky, please read our RISK Disclaimer bellow.

DIVERGE is a new interface for the Defi ecosystem expanding through the internet that is working to build a model that has much more stability built in. Not only do we want to stabilize our own growth and tokens, we also are working to support the stabilization of the entire digital currency and Defi ecosystem. The more stable the system an be, the easier and more functional it will be for normal every day people, and global adoption as a standard of finance and transactions.

DIVERGE allows for the base stable coin asset to be diverged from for increased stable growth overtime. This creates various changes in the dynamics of the token from a typical tethered or synced token to a stable asset. Please read more about the Value Divergence bellow for details.

Our unique methodology is still being developed, but we have no time to wait to launched i as a vital tool for solving global crisis. Our hope is that by utilization digital assets, and specifically stable and functional ones, they can be utilized towards solving global crisis. What is the use of new economics, new technology, and visionary growth without also solving the worlds most critical crisis like global climate destabilization, and government corruption.

VALUE DIVERGENCE

It is very important to understand the exact reasons why a token would DIVERGE in value from the base asset it is attached to. This includes both lower and higher than the attached asset, as both are possible. Here are various reasons why our tokens may be valued above or bellow the base attached asset.

Lower Value

• Fees - Fees for transfers and expenses for trades, pooling, and other costs that are usually passed to the individual are included in all our calculations so that the individual doesn't have to deal with them. This can include as much as $20 for a single liquid pool, or 1%-2%+ slippage.

• Our Liquidity Pools - When creating our tokens and making our tokens exchangeable, we have to put a certain amount of value aside for the liquid pool itself. It is recommended that individuals pool their assets after purchase, but it is not required unlike with many stake and yield farming institutions. Therefore the cost of the value in the liquidity pool must be factored in, and if that asset goes down in value relative to the base asset, then that would reduce the value. We try to leverage derivatives of the liquidity pool to help stabilize any volatility in the trading pool itself.

• Business Cost - like any institution we have costs to run and do the work on behalf of the individual. We ourselves invest in our own tokens, and therefore have a built in incentive to keep costs as low as possible, and function as a social based organization, and are not-for-profit. Our value is put into our tokens, which our separate from our operational cost which insures that we focus on the tokens themselves for the benefit of all individuals who secure value in them, including ourselves.

Higher Value

• Staking - Most of what we do is stake assets on behalf of the individual in liquidity pools and other high cost ethereum and other blockchain institutions that would limit individuals from doing many transactions. Therefore we can increase yields and value on behalf of the individual.

• Hedging - If a base asset is dropping in value, we can simply hedge against that, like a derivative short, and simply allow the value of the token to stay stable instead of dropping.

• Balancing - If there is large losses in one base asset, and large gains in an other, we do our best to re-balance our asset pools strategically for the benefit of everyone and every individual.

Both Lower & Higher Values:

• Losses - When pooling, the value of the pooled asset could drop, which effect both assets in the pool. Therefore if values drop for one asset, the other asset may have not lost value, but in our calculations we must consider the pooled value.

• Gains- When in a liquid pool we may only have half of the value in the base asset, therefore if the base asset goes way up in value, and the other asset in the liquid pool stay constant or goes down in value, then that can result in a lower value for our token relative to the base asset.

• Batching - One of the main reasons that we created DIVERGE was because how expensive it can be to be able to do transaction on the Ethereum blockchain. To keep fees down to 1% of total liquid pooling, we try to keep our batches at around $1,000 minimum. Therefore changes between the batching can result in an inability to transfer value, and therefore end up with increased volatility in trading.

• Volatility - since our tokens directly trade and anyone can trade at anytime, the volatility of the token can come into play, especially when there is low liquidity. If you are interested in doing a large trade, and there is NOT enough liquidity you can simply Contact US, and we an arrange a time to add liquidity for the trade if possible.

RISK Disclaimer

One of the main reasons we got into this work is that we have seen so many bad tokens that are simply organized and managed poorly. Our hope is to help create tokens that are much more stable, friendly and easy to use for the normal person, and functional for supporting stability in the broader cryptocurrency ecology. Nonetheless tokens and Defi are new and very risky. Everyone who puts money into them must be prepared for 100% losses. Even within a decentralized system, there can be specific pillars which if cut will result in loss of funds. We do our best to distribute and stabilize asset management for stability for that reason, but we ourselves could be a weak link in the larger chain of the token ecosystem. Therefore we always encourage everyone to diversify and never put any more than 10% of their value in a single institution, asset pool or class. This may not always be possible, but please do NOT invest any funds you are NOT prepared to loose, and certainly not more than 10% in any one location. Diversify, Diversify, Diversify. Link to More details about Digital Asset Risks.