PRIVACY POLICY
Effective Date: 30 September 2026
DISEY TECHNOLOGIES PRIVATE LIMITED (“Disey”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information of users of the DZ mobile application and related services (“Platform”).
This Privacy Policy explains what information we may collect, how we use it, how we may share it, and the choices available to you when you use DZ.
By using DZ, you acknowledge this Privacy Policy.
1. Information We Collect
Depending on how you use DZ, we may collect the following information:
A. Account Information
When you create an account, we may collect information such as:
- Name
- Mobile number
- OTP-related authentication information
- Bank account number
- Bank account holder name
- Bank IFSC code
- Referral code, where applicable
- Other information you voluntarily provide through your profile
Bank account details are collected for processing eligible cashback payouts and related purposes.
B. Bill and Transaction Information
When you upload a purchase bill to claim cashback, we may collect and process:
- Uploaded bill images or documents
- Business name appearing on the bill
- Bill number or invoice number
- Bill date
- Purchase amount
- Purchased items or product details appearing on the bill
- Other information contained in the uploaded bill that is necessary for verification
We use this information primarily to verify your purchase, determine the eligible amount, calculate cashback, and process applicable referral rewards.
C. Cashback and Referral Information
We may collect information relating to your use of DZ, including:
- Cashback earned
- Cashback pending or approved
- Cashback reversals or adjustments
- Referral code used by you
- Referral activity
- Referral rewards earned
- Relevant dates and transaction records
D. Device and Technical Information
When you use the Platform, certain technical information may be collected automatically, such as:
- Device type and model
- Operating system and version
- App version
- IP address
- Device identifiers or similar technical identifiers
- Crash reports and diagnostic information
- Log information
- Basic information about how you interact with the Platform
We use this information to operate, maintain, secure, and improve DZ.
2. How We Use Your Information
We may use your information for purposes including:
1. Creating and managing your DZ account.
2. Authenticating your account through OTP or other supported methods.
3. Processing and verifying uploaded bills.
4. Determining cashback eligibility and calculating cashback.
5. Crediting and processing cashback through your Cashback Wallet.
6. Processing eligible cashback payouts to your registered bank account.
7. Processing eligible referral rewards.
8. Preventing fraud, duplicate claims, abuse, and misuse of the Platform.
9. Providing customer support and responding to queries or complaints.
10. Maintaining the security and reliability of the Platform.
11. Improving DZ's features, services, and user experience.
12. Diagnosing technical problems and resolving errors.
13. Complying with applicable legal and regulatory requirements.
14. Performing other purposes that are reasonably necessary to provide the services you request.
3. Sharing Your Mobile Number with Participating Businesses
For the purpose of verifying a bill, purchase, transaction, or cashback claim, your registered mobile number may be shared with the relevant participating business associated with the transaction.
This may allow the participating business to verify that the purchase and cashback claim are associated with the correct DZ user.
Your mobile number will be shared with the relevant participating business only where reasonably necessary for such verification and related DZ services.
4. Bill Information
Bills uploaded to DZ may contain personal or transaction-related information.
We process uploaded bills for purposes such as:
- Verifying that a purchase was made at the relevant business.
- Checking whether the bill is genuine and eligible.
- Determining the eligible purchase amount.
- Calculating cashback.
- Processing referral rewards where applicable.
- Detecting duplicate, fraudulent, or otherwise invalid claims.
Users should avoid uploading documents that are unrelated to their cashback claim.
5. Sharing of Information
We do not sell your personal information to third parties for their independent commercial use.
We may share information where reasonably necessary to provide and operate DZ, including:
A. Participating Businesses
Information necessary for verification may be shared with the relevant participating business. This may include your registered mobile number and relevant information from your uploaded bill when required to verify your purchase, bill, transaction, or cashback claim.
B. Service Providers
We may use third-party service providers for services such as:
- Cloud hosting and storage
- Authentication and OTP services
- Application infrastructure
- Analytics and crash reporting
- Payment or bank payout processing
- Security and fraud prevention
- Customer support
Such providers may process information on our behalf as necessary to provide their services.
C. Legal and Regulatory Requirements
We may disclose information where required or permitted by applicable law, legal process, governmental authority, court order, or to protect the rights, safety, security, or property of DZ, its users, or others.
6. Bank Account Information
Bank account information provided by you, including your bank account number, bank account holder name, and IFSC code, may be used to process eligible cashback payouts.
We take reasonable measures to protect this information and may share it with payment, banking, or payout service providers where necessary to process a payout.
7. Data Security
We take reasonable technical and organizational measures to protect personal information against unauthorized access, misuse, alteration, disclosure, or loss.
However, no electronic transmission or storage system can be guaranteed to be completely secure. Users should also take reasonable steps to protect their account and login information.
8. Data Retention
We retain personal information for as long as reasonably necessary to provide our services, maintain account and transaction records, process cashback and referral activity, prevent fraud, resolve disputes, comply with applicable legal requirements, and fulfil other legitimate business or legal purposes.
When information is no longer required for these purposes, we may delete, anonymize, or otherwise dispose of it in accordance with applicable law and our retention practices.
9. Your Choices and Rights
Subject to applicable law, you may have rights relating to your personal information, including the ability to:
- Request access to information associated with your account.
- Request correction of inaccurate or incomplete information.
- Request deletion of personal information where applicable.
- Withdraw consent where processing is based on consent, subject to applicable legal or operational requirements.
- Raise a complaint regarding the processing of your personal information.
Requests may be made by contacting us using the details provided below.
Withdrawal of consent or deletion of information may affect our ability to provide certain DZ services, including cashback verification, account functionality, or payout processing where the relevant information is necessary for those services.
10. Children's Privacy
DZ is intended for use by individuals who are legally permitted to use the Platform under applicable law.
We do not knowingly collect personal information from children in circumstances where such collection is prohibited by applicable law.
If you believe that a child has provided personal information to DZ in violation of applicable requirements, please contact us.
11. Third-Party Services
DZ may use third-party services, SDKs, APIs, or technologies to provide authentication, analytics, crash reporting, hosting, security, notifications, or other functionality.
Those third parties may process information in accordance with their own privacy policies and applicable contractual or legal requirements.
12. Cookies and Similar Technologies
The DZ website or Platform may use cookies, local storage, device identifiers, or similar technologies where necessary to operate the service, maintain security, remember preferences, understand usage, or improve the Platform.
You may be able to manage certain cookie or device settings through your browser or device settings.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal requirements, or privacy practices.
The updated Privacy Policy will be made available on the DZ website or Platform. The “Effective Date” at the top of this Privacy Policy indicates when it was last updated.
14. Contact Us
If you have questions, requests, complaints, or concerns regarding this Privacy Policy or the processing of your personal information, you can contact us at:
DISEY TECHNOLOGIES PRIVATE LIMITED
Email: disey@disey.in
Last Updated: 30 September 2026.