Step 1 — Open the official login page

Open your web browser and go to www.discovercard.com. Look for the Sign In or Log In section — this is the official, secure portal to access your account.

Step 2 — Select the correct sign-in box

On the homepage, find the login form (usually at the top-right or center). Some pages show separate boxes for credit card accounts and banking — pick the one labeled for Credit Card / Account Login.

Step 3 — Enter your User ID

Click the User ID field and type your User ID exactly as you registered it. Don’t add extra spaces or characters. Small typing mistakes cause most login errors.

Step 4 — Enter your Password

Click the Password field and type your password carefully. Check that Caps Lock is off (unless your password uses capital letters). If you’re on a shared computer, avoid checking any “remember me” box.

Step 5 — (Optional) Use biometric or app login

If you previously set up biometric login (fingerprint/face) or the Discover mobile app, you may be able to sign in using the app or your device’s biometric prompt instead of typing a password.

Step 6 — Click the “Log In” button

After filling both fields, click Log In (or Sign In). The site will verify your credentials and take you to your account dashboard when they match.

Step 7 — Complete any security verification

If prompted, complete additional security steps such as entering a one-time code sent to your phone or email. These verification steps protect your account and are normal for security.

Step 8 — Navigate your account dashboard

• Current balance and available credit

• Recent transactions

• Statements and documents

• Rewards and offers

• Payment options and AutoPay settings
  
  

Use the menu to navigate to payments, statements, or profile settings.