If you are a new Discover credit cardholder or want to access your card online for the first time, the most important step is registering for a www.discovercard.com login. Creating your Discover account allows you to manage your credit card digitally, track payments, view monthly statements, check your rewards, and enjoy 24/7 online access to your financial information. 

If you don’t have an online login yet, follow these detailed steps:

1. Go to www.discovercard.com/register

Click Register located under the login fields.

2. Enter Your Discover Card Details

You will need:

• Credit card number

• Expiration date

• Date of birth

• SSN / Tax ID
  
  

This info helps Discover find and verify your account.

3. Create Your User ID

A strong User ID should be:

• 6–16 characters

• Unique

• Easy for you to remember
  
  

4. Create a Strong Password

Follow Discover’s password rules:

• Minimum 8 characters

• Letters + numbers

• Optional symbols for added strength
  
  

5. Set Up Security Questions

These help recover your account if you forget login details.

6. Enable Two-Factor Authentication

Discover will offer additional login security through verification codes.

7. Complete Registration

Click Submit to create your Discover.com login profile.

Who Needs to Create an Account on Discover.com

You should register if you:

✔ Just received a new Discover credit card.

✔ Want to manage your card online or through the app.

✔ Want to track your cashback rewards.

✔ Need access to payment tools.

✔ Want to view or download statements.

✔ Want better security & account alerts.

✔ Prefer digital banking instead of phone support.

If you haven’t created an online login yet, this guide is for you.

Information You Need Before Registering 

Before you start the registration process, make sure you have the following details ready:

• Your Discover credit card number

• Card’s expiration date

• Date of birth

• Social Security Number (SSN) or Tax ID

• Registered email and phone number

• Access to your phone for verification codes
  
  

Discover uses these details to verify that you’re the rightful cardholder.