People who qualify for Social Security benefits due to a disability have the option of applying for disability insurance benefits instead. While the majority of applications are approved, a small percentage are denied, and the process can be complex. In this article, we'll take a closer look at the steps to get started and how to appeal a denied application.
In order to qualify for Social Security benefits, a person must first be determined to be disabled. The Social Security Administration defines disability as the inability to do substantial gainful activity because of a medical condition or impairment. The SSA's definition includes conditions that result in death, but not conditions that are expected to result in death.
Applying for benefits involves filing an initial application with the Social Security Administration. The applicant is required to provide evidence that he or she is unable to work. This may include medical evidence, such as medical records or doctors' reports, as well as lay evidence, such as statements from family members. The SSA may request additional information from the applicant, such as previous earnings, in order to make a determination.
The SSA will then review the application to determine whether the applicant meets the requirements for receiving disability benefits. If the SSA approves the application, the applicant receives monthly benefits.
If the SSA determines that the applicant is eligible, the applicant can either apply for disability insurance benefits or supplemental security income (SSI) benefits.
The application process for SSI benefits is much simpler than for disability insurance benefits. An applicant only needs to file a form known as the "SSI application for SSI". This form is available at http://www.ssa.gov/online/ssiapplication.htm. The SSA will review the form and decide whether the applicant meets the requirements for SSI benefits. If the SSA denies the application, the applicant has the right to appeal.
A person may appeal a denied application for benefits by submitting an "SSI appeal form". The SSA requires that the form be submitted within 60 days of receiving notice of the denial. The SSA will then review the appeal to determine if the applicant meets the requirements for SSI benefits. If the SSA approves the application, the applicant receives monthly benefits.
Social Security Disability Insurance (SSDI) is available to help pay for the needs of people who cannot work due to medical problems, mental health issues, or a lack of income. It's designed to provide financial support for people with disabilities, including those who have cancer, HIV/AIDS, epilepsy, multiple sclerosis, and other conditions. You must be disabled to qualify for the program. In order to receive benefits, you need to apply for them through an approved SSA office. You can also apply online.
Applying for SSDI benefits is pretty straightforward, but there are steps involved in the process that are important to know about. For example, you have to prove that you are disabled. If you believe that you're eligible, the first step is to file your application. To do that, you'll need to fill out a form called an "application for benefits." The form must include a lot of detailed information about your disability and the effect it has on your life. You'll need to show that you are suffering from a condition that qualifies you for benefits. You'll also need to describe how you've been unable to work due to the condition. You may have to supply information about your family members' income and other expenses.
If you are approved for benefits, you'll then have to start receiving them. The amount of monthly payments you receive depends on your past wages, your age, and whether you were employed when you filed the claim. The amount of money you receive is based on your earnings record and the average wage for people of your age and gender.
You may be able to get additional benefits if you meet certain requirements. For example, you may be eligible to receive benefits if you are under 62 years old, you have a child under 18, you're married to someone whose income is above a certain amount, or you are blind. There are other situations where you may qualify to receive additional benefits, such as if you are receiving Social Security retirement benefits, or if you were the recipient of certain government benefits, including Medicaid.
Appeals are an important part of the process, so if you are denied, you should talk to an attorney to find out what you can do. You may be able to appeal the decision. You may be able to submit more information. You may be able to appeal again. The process can take months or even years, but it's important to keep trying. If you don't appeal, you may be forced to wait longer before receiving benefits.