What Is The Difference Between Social Security Disability Insurance and Supplemntal Security Income?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are federal programs that help disabled Americans pay for basic living expenses.

• SSDI is for disabled adults who have been disabled for more than five years, while SSI is for disabled adults who have been disabled for less than five years. Both programs are based on income and assets, but there are a few differences between the two programs.

• SSDI and SSI can be combined. If you are getting benefits from both programs, you'll get higher benefits than if you were getting only one program.

• SSDI is usually paid for by the person receiving it, while SSI is paid for by the government.

• SSDI is taxable. SSI isn't.

• The main difference between SSDI and SSI is when you apply.

• You apply for SSDI once every four years. You apply for SSI once every two years.

• You must file an application for SSDI within six months of the month you became disabled. For SSI, you must file within three months of the month you become disabled.

• You cannot get Social Security Disability Insurance (SSDI) if you have a work record.

• If you're applying for SSI, you must live in the United States and be a U.S. citizen or a legal resident alien.

• You can apply for SSI if you are under age 65, have a disability, and meet the other requirements.

• You can receive Social Security Disability Insurance (SSDI) payments for up to 24 months.

• If you're getting Social Security Disability Insurance (SSDI), you will automatically get Supplemental Security Income (SSI) if you qualify.

• If you're getting Social Security Disability Insurance (SSDI) and you haven't worked for five years, you can still get SSI.

• If you're getting Social Security Disability Insurance (SSDI), you can't get Supplemental Security Income (SSI) until after you've been disabled for five years.

What Is Supplemental Security Income?

Supplemental Security Income (SSI) is a federal program administered by the Social Security Administration. It provides monthly benefits to individuals who have limited income and resources due to a physical or mental impairment. This may include people who have disabilities such as:

* A physical or mental impairment

* A physical or mental condition that substantially limits the ability to walk, stand, or see

* Other limitations that restrict activities of daily living

* A psychiatric or psychological disorder

* An intellectual disability

People who meet the above criteria may be eligible to receive SSI benefits. The SSA determines if someone is eligible by reviewing his/her financial records and medical information.

If you're thinking about applying for Supplemental Security Income, you'll need to gather the necessary documents. These include your tax returns, medical records, employment history, bank statements, and more. You'll also need to prove that your disability qualifies under the SSA's rules. If your disability is not listed, you may be able to qualify if you prove that you had a disability at some point in the past. The SSA will look back three years to determine if you qualify.

If you're already receiving disability payments through Social Security, you can continue to receive SSI benefits in addition to your regular payments. If you do not qualify for SSI, you may be eligible for other federal disability programs like the Social Security Disability Insurance program, the Medicare program, and Veterans Affairs benefits.

When Should You Apply for Supplemental Security Income?

Applying for Supplemental Security Income (SSI) can be complicated. If you think you might qualify, speak to a lawyer first. There are two main types of SSI. One is for people who have worked long enough to be eligible for Social Security retirement benefits. The second is for people who haven't worked long enough to receive Social Security benefits. If you're unsure whether you qualify, talk to a lawyer.

How to Apply for Supplemental Security Income

You can apply for Supplemental Security Income online. The SSA will mail you a form to fill out and return to them. If you don't have Internet access, you may apply by mail. You will need to attach copies of the following documents to your application:

* Your Social Security earnings record

* Your tax returns for the past three years

* Your most recent medical records

* Documentation of your income

You may also be required to provide documentation of your assets.

Apply for Social Security Disability Benefits

The SSA has two programs for people who are unable to work due to a disability. The first is the Social Security Disability Insurance program. The second is the Supplemental Security Income program.

If you are disabled and do not qualify for Social Security retirement benefits, you may be eligible to receive Social Security disability insurance benefits. To qualify for these benefits, you must meet certain income and resource eligibility requirements. If you are able to work, you should apply for retirement benefits instead.

If you do qualify for SSI, you may be eligible to receive the following benefits:

* Medical care

* Meals

* Housing

* Transportation

* Personal assistance

The SSA will review your claim and decide whether you are eligible for SSI benefits. If you don't qualify, they may refer you to one of the other federal disability programs.