I am a Ph.D. student from the University of St. Gallen, Switzerland. I am interested in the insurance markets and broad risk management topics. I visited the University of California, Berkeley in Spring 2024.
The primary role of insurance is to diversify idiosyncratic risks, but modern insurers also face non-idiosyncratic risks like market, climate, and cyber risk, complicating efficient risk diversification and hedging. These challenges are further intertwined with informational, financial, and regulatory frictions. Against this background, I study the role of insurance in facing emerging risks and its implications for risk management. My job market paper studies how information asymmetry distorts and limits the capacity of cyber insurance markets.
I will be on the job market in 2024-2025.
Email: dingchen.ning@unisg.ch