Privacy Policy

Effective Date: July 11, 2026

DhanTally ("we", "our", or "us") respects your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the DhanTally mobile application (the "App").

Our App is designed for users of all ages, including children aged 4 and above. We are committed to complying with applicable privacy laws, including the Children's Online Privacy Protection Act (COPPA) and the General Data Protection Regulation (GDPR).

1. Information We Collect

1.1 Information You Provide

• Account Data: Financial entries you enter manually — accounts, transactions, budgets, credit cycles, and scheduled payments. This data is stored locally on your device and, if you choose to enable backup, in your personal cloud storage (Google Drive or iCloud).

• Backup Files: Encrypted export files you voluntarily create and share via email or other apps.

1.2 Information Collected Automatically

• Crash & Performance Data: Anonymous crash reports and performance metrics via Firebase Crashlytics (if enabled) to help us improve the App.

• Usage Analytics: Aggregated, non-personalized analytics via Firebase Analytics (if enabled) to understand how the App is used.

• Advertising: Google AdMob serves contextual, non-personalized banner ads. The App does not collect or transmit the Android Advertising ID or any personal identifiers for advertising purposes. See Section 4 for details.

• Device Identifiers: Firebase installations may generate an anonymous instance ID for remote configuration and push notification targeting. This is not linked to your identity.

1.3 Information We Do NOT Collect

• We do not collect your name, email address, phone number, or home address.

• We do not collect location data.

• We do not collect or use the Android Advertising ID, iOS Identifier for Advertisers (IDFA), or any similar resettable device identifier for advertising or analytics purposes.

• We do not sell any personal information.

• We do not share your financial data with third parties.

2. How We Use Your Information

• To provide the core budgeting and finance tracking functionality you expect.

• To enable cloud backup and restore via your personal Google Drive or iCloud account.

• To serve contextual, non-personalized advertisements.

• To send optional push notifications (transaction reminders, budget alerts) — you can disable these in the App or system settings at any time.

• To diagnose crashes and improve app performance through anonymized crash reporting.

3. Data Storage & Security

• Local Storage: All your financial data is stored locally on your device using encrypted database storage.

• Cloud Backup: If you enable cloud backup, your data is uploaded to your personal Google Drive or iCloud account. We do not have access to your cloud storage; the data remains under your account's control.

• Transmission: Data transmitted to/from cloud storage uses industry-standard encryption (TLS).

• Biometric Lock: The App supports Face ID / fingerprint authentication to prevent unauthorized access to your financial data.

4. Advertising

The App displays banner advertisements served by Google AdMob. In compliance with Google's Designed for Families program and our 4+ age rating:

• Ads are non-personalized — they are contextual only and are not based on user profiling or browsing history.

• The App uses tagForChildDirectedTreatment(true) to ensure ads are appropriate for children.

• The App does not request, access, or transmit the Android Advertising ID.

• The App does not use remarketing, interest-based targeting, or similar ad audience tools.

AdMob's privacy policy is available at: https://policies.google.com/privacy

5. Third-Party Services

The App integrates with the following third-party services, each of which operates under its own privacy policy:

• Google Firebase (Analytics, Crashlytics, Remote Config) — Firebase Privacy Policy

• Google AdMob — Google Privacy Policy

• Google Drive API (Android backup) — Google Privacy Policy

• Apple iCloud (iOS backup) — Apple Privacy Policy

• Google Play & Apple App Store — for subscription billing; we do not receive or store your payment details.

6. Subscriptions & Payments

The App offers optional premium subscription features via Google Play Billing (Android) and StoreKit (iOS). Payment processing is handled entirely by the respective app store. We do not collect, store, or have access to your payment card information. Subscription status is verified through the app store's billing APIs and is not linked to personal identifiers.

7. Children's Privacy

The App is rated 4+ and is designed for general audiences, including children. We comply with the Children's Online Privacy Protection Act (COPPA):

• We do not knowingly collect personal information from children under 13.

• All advertisements are child-appropriate and non-personalized.

• We do not use the Advertising ID or similar tracking mechanisms.

• We do not include social media features, third-party logins, or data-sharing mechanisms.

• If you believe a child has provided us with personal information, please contact us immediately so we can delete it.

8. Your Rights & Choices

• Access & Export: You can export all your financial data at any time via the App's backup feature.

• Delete Data: Uninstalling the App removes all locally stored data. Cloud backup data can be deleted from your Google Drive or iCloud account manually.

• Notifications: You can disable push notifications in the App's Settings or in your device's system settings.

• Opt-Out of Analytics: Firebase Analytics can be disabled by restricting data collection in the App's Settings.

• GDPR Rights: If you are in the European Economic Area, you have the right to access, rectify, or erase your data. Contact us at the email below.

9. Data Retention

We retain anonymous crash and analytics data for up to 13 months. Your financial data is retained on your device and cloud storage until you choose to delete it. We do not retain any personal data on our servers.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted within the App and on this page. The "Effective Date" at the top indicates when the policy was last revised.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Email: support.dhantally@gmail.com

12. Compliance & Disclosures

• COPPA: This App complies with the Children's Online Privacy Protection Act.

• GDPR: This App complies with the General Data Protection Regulation for users in the EEA.

• Google Play Family Policy: This App adheres to the Google Play Families Policy requirements.

• California Online Privacy Protection Act (CalOPPA): We do not track users across third-party websites.

© 2026 DhanTally. All rights reserved.