Dhani, a first of its kind application by Dhani Loans and Services Limited (Formerly Known as Indiabulls Consumer Finance Limited), has been designed to make your personal financing needs easier than it ever was before. The experience of getting your personal loan and two-wheeler loan is now a breeze!

your personal loan application, sanction and subsequent disbursal is almost instantaneous. All you need is an Pan Card and address proof. Now with a quick hassle-free process, your personal loan will be disbursed directly to your bank account, instantly.


Dhani Personal Loan App Download


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Dhani Loans and Services Personal Loan offers a free business application that enables you to effortlessly apply for a loan online, eliminating the need to wait in queues or deal with excessive paperwork. With a paperless approach and a streamlined documentation process, these loans are readily accessible and hassle-free.

To apply for a loan, you will need to provide certain documents, including a PAN card, personal information such as your name, address, occupation, and income, as well as an identification card with your name and address, such as Voter's ID, Ration card, utility bills, and similar documents. Additionally, you will be required to provide your bank information. You can upload these documents directly through the mobile app or web application.

However, to be eligible for personal loans, you must be a citizen of India aged 21 years or above, and have a stable monthly income. Rest assured, this loan app prioritizes the security of your data and ensures that it remains protected, with no sharing of information with third parties. Although, it's worth mentioning that some customers have expressed dissatisfaction with the app's customer care service.

Dhani Loans and Services Personal Loan offers a convenient, paperless, and hassle-free way to apply for loans online. With flexible repayment options and a minimum repayment period of three months, borrowers can easily manage their loans. Eligibility criteria include being an Indian citizen above 21 years with a stable monthly income. While data security is a priority, customer feedback highlights concern regarding the app's customer care service.

We understand that time is of the essence, so we make it our priority to ensure that your experience with Dhani Finance India is as fast as possible. We do this by making our loan application process as easy and hassle-free as possible. You can expect speedy approvals and disbursements on our loans.

We offer different types of loans so you can get the best one that suits your needs.At Dhani Finance India, we know how important it is for our customers to get the best deals. We offer competitive interest rates from a diverse range of lenders to make sure that you get the best deal for your needs.

What is APR? The Annual Percentage Rate or APR helps you to calculate the actual borrowing cost over a particular period. It is expressed in percentage and represents the yearly cost of loan. It takes into account the nominal interest rate and all other fees involved in getting and servicing the loan. The fees include processing fees, insurance costs, administrative costs and other miscellaneous expenses. The annual percentage rate will always be equal or higher than the nominal interest rate charged on loan. APR is a very useful tool in comparing the loan terms of different lenders and helps to find the right lender that suits your needs.

Dhani Finance India is an excellent company to work with. They're always friendly and helpful, and they offer a range of services to help you find the right loans for your needs. I am totally convinced that Dhani finance India is the best in the business, and I highly recommend them to anyone who is looking for financial assistance!

I had no idea how to get a loan but Dhani Finance India has been absolutely amazing. I got the cash I needed in less than a week. At first, I was skeptical because of all the scams out there, but this company is reliable and trustworthy. They were patient with me, answered all my questions, and really helped me through the process.



Dhani Finance India is the best company ever! I was able to apply for a loan and get approved in just 3 days. All I had to do was show them my resume and they were able to give me a loan that has a fair interest rate. I love this company, they are awesome!



We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days. Call us at : +91-9038647885 | Email us at : info@dhanifinanceindia.co.in

Dhani Loan is an Android application that provides a comprehensive guide to personal loans offered by Dhani, one of India's leading loan providers. The app is designed to make the loan application process easy and transparent, providing users with all the information they need to make an informed decision.

The app's user-friendly interface, attractive design, and useful features make it the preferred choice for students and professionals alike. With Dhani Loan, you can access a range of loans, including personal, education, wedding, and business loans. The app provides detailed information on the types of loans available, eligibility criteria, and the application process.

In addition to this, the app also includes customer reviews and ratings, which can help you make an informed decision. You can also compare Dhani loans with other lenders to find the best loan option for you. The app also offers a range of features, including easy online fee payment, live or recorded lessons, and the ability to connect with teachers and track your progress.

The interest rate levied on your Dhani Personal Loan depends on your overall credit profile and loan terms. The rate you get starts at 13.99% onwards. The lender will look at your credit score, existing liabilities, and other factors that affect your creditworthiness.

While the Dhani Personal Loan interest rate is a major factor influencing your cost of borrowing, other fees and charges also add to your borrowing costs. Generally, the processing fee with a Dhani Loan can go up to 5% of the loan amount.

Using a personal loan EMI calculator, you can quickly get accurate estimates of your monthly instalments. Once you enter the loan details - amount, tenure, and interest rate for your Dhani Personal Loan, the EMI calculator will display your EMI amount and your total interest amount.

Do remember that manual calculation can be time-consuming and prone to errors. This can lead you to borrow based on inaccurate estimates, which can affect your financial wellbeing. As such, using a personal loan EMI calculator is the better alternative.

The company was founded by Sameer Gehlaut in 1995, as Indiabulls Ventures Limited which was later renamed Dhani Services Limited in October 2020 to accommodate the consumer business of the Indiabulls Group under one brand name.[3] In 2017, one of its subsidiaries, Indiabulls Consumer Finance Limited launched an app-based lending platform primarily focused on the personal loans' domain.[4] In October 2020, the subsidiary also adopted a new name as Dhani Loans & Services Limited.[5][6] Another subsidiary, Indiabulls Securities Limited adopted a new name Dhani Stocks Limited in 2020[7] and a new company Dhani Healthcare Limited was incorporated to offer telemedicine and online pharmacy services.[8]

Dhani's super app combines an online wallet with buy now, pay later facility plus a subscription fee[11] & primary healthcare services under OneFreedom. In Dhani OneFreedom's subscription business model, depending on how much credit limit the customer is granted irrespective of the actual limit utilization, the interest charged on it which is termed a monthly subscription exponentially rises.[11] In its gamified ecosystem, customers use multiple products within the app to perform mobile recharge, loan repayments, and insurance payments. The platform now also offers direct investments in stocks listed on Bombay Stock Exchange and National Stock Exchange of India.[12][13]

For instant, easier, and hassle-free disbursal, apply for Indiabulls Dhani Personal Loans through Dhani app. You can now get unsecured loan up to Rs. 15 Lakhs with easy eligibility at a low interest rate starting at 13.99% p.a. for a tenure of up to 36 months.

Check Indiabulls dhani personal loan EMI Calculator to know your monthly EMI. Also, you can calculate the Dhani instant loan EMI with the help of MyMoneyMantra Personal Loan EMI Calculator. The tool can be accessed on our official website under the Financial Tools Menu.

To understand the dynamics better, you may like to change the amount, tenure or Dhani personal loan interest rate and calculate again with different data. This will help you compare various loan offers and choose the best deal in no time.

Now get IDFC First Bank personal loan of Rs. 20000 to Rs. 1 Crore at lowest interest rate starting from just 10.49% per annum and the processing fee is 3.5% of the sanctioned limit + GST.

Dhani Loans and Services Limited offers personal loans starting at 13.99% p.a. for a loan amount of up to Rs.15 lakhs and loan tenures of up to 2 years or 24 months. Dhani also offers pre-approved instant personal loans to selected customers. They offer various types of personal loans including travel loans, used car loans, two-wheeler loans, medical loans, marriage loans, etc. 006ab0faaa

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