Privacy Policy
Privacy Policy
The Mobile Application is provided by Devgiri Urban Co-Op Credit Society Ltd., Majalgaon. This Privacy Policy explains how we collect, use, and protect your information. We recommend that you read this policy carefully. By using our services, you consent to the collection and use of your data as described herein.
Personal Data
Personal Data refers to any information that can directly or indirectly identify an individual. This includes details such as your name, mobile number, email address, and contact information provided during registration.
Profile Photo/Image
This refers to images uploaded by users to personalize their profile. Such data is collected only with your permission and securely stored on our servers.
Anonymous Information
Anonymous information refers to data that cannot be used to identify an individual. This may include browser type, IP address, device details, and aggregated or de-identified data.
Location Information
Location information refers to data collected from your device to identify your physical location when you use location-based services within the App.
We ensure that all personal and sensitive data is handled securely using encryption and modern security protocols such as HTTPS.
Login PINs and Transaction PINs are securely generated and stored in encrypted form.
Sensitive information is never exposed publicly.
Users are shown only personalized and relevant account information, generated securely within the system.
We use your information for the following purposes:
To provide and maintain requested services
To enable user identification and personalization through profile images
To improve our products and services
To send important notifications, updates, and alerts
We retain your personal data only as long as necessary for:
Providing services and managing your account
Resolving disputes and handling complaints
Complying with legal and regulatory obligations
Where data is no longer required, we securely delete, destroy, or anonymize it.
Our App may use third-party services such as payment gateways, authentication systems, and analytics tools.
These services operate under their own privacy policies and terms.
We do not control or take responsibility for third-party services.
Any data shared with such providers is at your own discretion.
We may add, modify, or remove third-party integrations at any time without prior notice.
The App may request the following permissions:
Location Access (MAPS_RECEIVE, READ_GSERVICES): To help locate nearby bank ATMs
Internet Access (INTERNET, ACCESS_NETWORK_STATE): To enable online banking functionality
Camera Access: To scan QR codes for payments and transactions
Storage Access (READ/WRITE_EXTERNAL_STORAGE): To download and store PDF account statements
Notifications (POST_NOTIFICATIONS): To send alerts, updates, and promotional messages
Users can manage these permissions through their device settings.
Users register using their mobile number to access linked accounts. Necessary personal information is collected as per regulatory requirements, and user identity is securely verified.
The App supports services such as fund transfers, bill payments, recharges, and insurance payments. All transactions are secured using industry-standard encryption and authentication protocols.
We use Firebase services to send app updates and notifications. Firebase processes data securely to ensure timely communication.
We are committed to safeguarding your data through strong security measures to prevent unauthorized access, alteration, or disclosure. All sensitive data is encrypted during transmission.
Our services are not intended for children under the age of 13. We do not knowingly collect personal data from children. If such data is identified, it will be deleted immediately.
We may update this Privacy Policy from time to time. Any changes will be reflected with an updated revision date. Users are encouraged to review this policy periodically.
By using this App, you agree to this Privacy Policy. If you do not agree, please discontinue use of the App. Continued use after updates constitutes acceptance of the revised policy.
If you have any questions or concerns regarding this Privacy Policy, please contact us at:
Email: kb577474@gmail.com