10 Best Crypto Exchanges USA (OKX Referral Code: SUPER20OFF) (November 2025)

Wondering what the best crypto exchange to use is in 2025? We've done the research so you don't have to, with a roundup of the best crypto exchanges in the USA known for security, crypto selection, low fees, and features. Whether you're new to crypto or a seasoned trader, finding the right platform can save you money on fees, give you access to better tools, and keep your assets more secure. This guide covers everything from beginner-friendly apps to advanced trading platforms, helping you make an informed choice based on what actually matters: cost, security, and asset variety.

What are the best USA crypto exchanges?

Looking for the best crypto exchange? With so many available, the right choice depends on your needs and the exchange's track record. We've researched 10 reputable crypto exchanges, each suited to different investor needs. While all exchanges are available across the USA, some may have specific state restrictions.

Kraken

Founded in 2011, Kraken is one of the longest-running and most trusted cryptocurrency exchanges in the U.S. Known for its transparency and security-first ethos, the company actively promotes self-custody with its guiding principle: "Not your keys, not your crypto."

Kraken at a glance:

Key features

• 400+ cryptocurrencies available

• Maker/taker fees start at 0.25%/0.40%

• User-friendly, Kraken Pro for advanced traders

• Staking is available in most states

• Derivatives are restricted for retail investors

• Crypto-only exchange, no other assets

• PoR, ISO 27001, SOC 1 & 2, active bug bounty

• Unavailable in NY and Maine

Robinhood

Founded in 2013, Robinhood began as a commission-free stock trading app before expanding into crypto in 2018. Regulated by the SEC and FINRA, it combines traditional investments like stocks and ETFs with a growing crypto offering, making it a simple entry point for new investors in the U.S.

Robinhood at a glance:

Key features

• 35+ cryptocurrencies supported

• No trading fees, but spreads apply

• Beginner-friendly UI, limited advanced features

• Staking for Solana & Ethereum

• No crypto derivatives

• Other investments, including stocks, ETFs, and options

• Industry standard security measures, SIPC, SEC-regulated

• Available in all US states

Coinbase

Coinbase, founded in 2012, is one of the largest and most trusted cryptocurrency exchanges in the world. With nearly 100 million verified users and a strong security record, it offers an accessible platform for beginners and advanced traders alike.

Coinbase at a glance:

Key features

• 250+ cryptocurrencies supported

• Maker/taker fees start at 0.40%/0.60%

• Beginner-friendly UI, limited advanced features

• Staking is available in most states

• CFTC-regulated BTC & ETH derivatives

• Other products include the Coinbase Card

• FDIC insurance on USD balances, CFTC-regulated

• Available in all US states

Crypto.com

Launched in 2016, Crypto.com offers a full-featured exchange with hundreds of cryptocurrencies, staking, NFTs, and a crypto Visa card that earns rewards in CRO, its native token. Known for its mainstream partnerships and Super Bowl presence, it's one of the most recognizable brands in crypto.

Crypto.com at a glance:

Key features

• 400+ cryptocurrencies supported

• Maker/taker fees start at 0.25%/0.50%

• User-friendly app

• Staking is available in most states

• CFTC-regulated crypto derivatives

• Other products include NFTs, Visa cards, and CRO rewards

• PoR, ISO 27001, SOC 2 Type II certified

• Available in all US states excluding NY

eToro

eToro is a global multi-asset platform, founded in 2007, offering stocks, ETFs, and cryptocurrencies to U.S. users. Best known for its social trading features, it allows investors to follow and copy top-performing traders while keeping fees simple and transparent.

eToro at a glance:

Key features

• 100+ cryptocurrencies supported

• Flat 1% trading fee on crypto

• User-friendly platform with social and copy trading features

• Staking available for selected assets

• No crypto derivatives

• Also supports stocks, ETFs, and commodities

• Regulated by FINRA and the SEC

• Not available in NY, NV, HI, MN

Gemini

Gemini is a US-based crypto exchange known for its strict regulatory standards and security-first approach. It was founded in 2014 by the Winklevoss twins and was the first crypto exchange and custodian to achieve SOC 1 Type 2 and SOC 2 Type 2 certifications, offering a trusted platform for trading and staking cryptocurrencies.

Gemini at a glance:

Key features

• 70+ cryptocurrencies supported

• Maker/taker fees start at 0.40%/0.60%

• User-friendly interface with advanced ActiveTrader platform

• Staking available for select assets

• No crypto derivatives

• Crypto-only exchange, plus Gemini Wallet and custody services

• SOC 1 & SOC 2 Type 2 certified; NYDFS-regulated

• Available in all US states

bitFlyer USA

Founded in Japan in 2014 and launched in the U.S. two years later, bitFlyer is a regulated exchange known for its strong security standards and straightforward trading experience. It focuses on core digital assets and has built a solid reputation for reliability and security.

bitFlyer USA at a glance:

Key features

• 9 cryptocurrencies supported

• Starts from 0.10%

• Simple interface, limited advanced trading tools

• No staking available

• No crypto derivatives

• Limited, crypto-only exchange

• Segregated hot/cold wallets, multi-sig, regular security audits

• Not available in Hawaii or Nevada

Binance US

Binance US is the American affiliate of global exchange Binance, launched in 2019 to comply with stricter US regulations. It offers access to more than a hundred cryptocurrencies, OTC trading, and staking services, delivering many of the parent exchange's core features within a secure, regulated framework.

Binance US at a glance:

Key features

• 120+ cryptocurrencies supported

• Maker/taker fees start at 0.40%/0.60%

• User-friendly interface with advanced charts and order types

• Staking is available for multiple assets

• No crypto derivatives

• Crypto-only exchange, OTC trading available

• 2FA, cold storage, and real-time monitoring

• Not available in NY, TX, HI, or VT

Bitstamp

Founded in 2011, Bitstamp is one of the longest-running crypto exchanges and among the first to receive a New York BitLicense. It's known for its reliability, competitive fees, and continued access in markets where many competitors have withdrawn.

Bitstamp at a glance:

Key features

• 110+ cryptocurrencies supported

• Maker/taker fees start at 0.30%/0.40%

• Clean interface with Bitstamp Pro for advanced traders

• Staking is not available to US residents

• No crypto derivatives

• Crypto-only exchange, partnered with Robinhood

• 2FA, multi-sig wallets, industry standard security

• Available in all US states, including New York

CoinJar

With more than ten years of proven operation, CoinJar has expanded from Australia to the US, offering a secure and user-friendly way to buy, sell, and manage crypto. It's known for fast payments, clear fees, and simple portfolio tools.

CoinJar at a glance:

Key features

• 60+ cryptocurrencies supported

• Maker/taker fees start at 1%/1%

• Simple, beginner-friendly platform and mobile app

• No staking is currently offered in the US

• No crypto derivatives

• Crypto-only exchange with fiat on/off-ramp

• SOC 2 Type II certified with a strong compliance record

• Available in 20+ US states, with ongoing expansion

How this list was built

We've reviewed the top platforms available to crypto investors in the USA, focusing on those that are legally able to operate in the US and offer strong security, product versatility, and asset range. The platforms are not ranked from best to worst as each offers unique strengths, but for easier navigation, we've listed them by traffic volume as a proxy for popularity. All are reputable providers, but as with any investment, always DYOR before investing.

How to choose a crypto exchange

Choosing the right crypto exchange comes down to more than just name recognition—it's about finding a platform that fits your trading style, location, and goals. So, look for a platform that balances variety, cost, and security.

Start by checking how many assets are available. Some exchanges stick to major coins like Bitcoin and Ethereum, while others offer hundreds of tokens, NFTs, and more. Fees also matter, especially maker and taker fees, which can vary a lot between platforms and impact your returns over time.

A clean, user-friendly interface makes trading easier, whether you're a beginner or using advanced tools. If you want to earn on your holdings, make sure the exchange offers staking or rewards programs in your state, as not all do. Derivatives and futures trading are often limited for U.S. users, so confirm what's available before you sign up. Some exchanges also support other assets like stocks or crypto cards, which can be useful if you prefer everything in one place.

If you're looking for a platform that combines low fees with a comprehensive feature set, including spot trading, derivatives, and staking options across hundreds of cryptocurrencies, you might want to explore global exchanges that cater to a wider range of trading needs.

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Above all, prioritize security and reputation. Look for proof of reserves, insurance, and strong compliance with regulators. Finally, check availability where you live, since not all exchanges operate in every US state.

Why are so many crypto exchanges unavailable in the USA?

Many exchanges avoid the US entirely because compliance here is both complex and costly.

Crypto platforms must register at the federal level and, in most cases, obtain separate money-transmitter licenses in dozens of states, each with its own rules, exams, audits, fees, and timelines. New York's BitLicense adds another high bar, and failing to secure it means losing access to a major market.

Even at a federal level, oversight is fragmented. Different agencies can claim jurisdiction over different products (spot vs. derivatives, commodities vs. potential securities), and the line isn't always clear. That uncertainty, combined with enforcement risk, strict AML/KYC expectations, evolving tax reporting rules, and bank/partner diligence, raises costs and legal exposure.

Why are so many features restricted in the USA?

Many crypto features are limited in the U.S. because the rules are stricter, fragmented, and still evolving. Different regulators oversee different pieces—state money-transmitter laws, New York's BitLicense, federal AML/KYC rules, the SEC for anything that could be a "security," and the CFTC for derivatives—so products must be redesigned to satisfy multiple frameworks at once.

If a feature touches lending, yield, or pooled rewards (think staking programs, interest accounts, or "earn" products), it can trigger securities or banking laws; if it involves leverage, perpetual futures, or options, it runs into derivatives rules and retail protections. Add in tight marketing disclosures, custody and safeguarding requirements, partner bank risk checks, and fast-changing tax reporting, and the compliance cost climbs quickly.

Because of that, exchanges often ship a pared-back US version of the site with fewer coins, no perpetuals or high leverage, limited staking, and stricter onboarding.

Who regulates crypto exchanges in the USA?

There's no single national regulator for crypto in the USA. Instead, oversight is divided among several agencies, each covering different parts of the market. Some of the main regulators include:

• Financial Crimes Enforcement Network (FinCEN) requires exchanges to register as Money Services Businesses (MSBs) and comply with AML and KYC rules.

• Securities and Exchange Commission (SEC) regulates digital assets considered "securities" and enforces laws around token offerings, staking, and certain yield products.

• Commodity Futures Trading Commission (CFTC) oversees crypto derivatives like futures, options, and leveraged trading on assets deemed commodities (e.g., Bitcoin).

• Internal Revenue Service (IRS) governs tax reporting requirements for crypto transactions and holdings.

• Office of the Comptroller of the Currency (OCC) supervises banks that offer crypto custody or related financial services.

• Consumer Financial Protection Bureau (CFPB) monitors crypto activity tied to consumer protection and financial disclosures.

• Federal Trade Commission (FTC) enforces advertising standards and consumer protection in crypto marketing.

• State financial regulators issue money transmitter licenses and, in some states, crypto-specific licenses like New York's BitLicense.

• Financial Industry Regulatory Authority (FINRA) oversees broker-dealer activity and can become relevant for exchanges offering securities or tokenized assets.

Don't forget your tax bill...

No matter which crypto exchange you use, you've still got to consider taxes. Crypto is taxed in the US under IRS rules, whether you're trading, lending, or earning rewards. Use a crypto tax calculator to make crypto tax simple.

Conclusion

Choosing the best crypto exchange in the USA depends on your trading needs, location, and long-term goals. From beginner-friendly platforms like Robinhood and Coinbase to advanced trading environments like Kraken and Binance US, each exchange offers distinct advantages in terms of fees, security, and asset variety. While US-based exchanges provide regulatory compliance and user protection, they often come with feature restrictions and higher costs. For traders seeking broader market access, lower fees, and more advanced trading tools, exploring international platforms with strong security standards and comprehensive offerings can be worthwhile. Whether you prioritize ease of use, competitive pricing, or extensive crypto selection, the key is finding a platform that aligns with your investment strategy while maintaining robust security measures.

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