Debt Buyer refund template

Debt Buyer has closed your account?

Ask for a refund of anything paid.

[Your Address]

[Your Postcode]

[Debt Buyer Registered Company Address (look on Companies House)]

[Debt Buyer Postcode]

[date]

LEGAL NOTICE

Dear Sir/Madam,

Your reference number:

It has come to my attention that you have received payment for the above account number, which it is now apparent was not owed to your company due to the following reasons:

• The alleged debt is Statute Barred;
• Your company is not the Creditor;
• You have been given the opportunity and have failed to provide any valid Contract for this account;
• You are in breach of the Consumer Credit Act 1974;
• You claim to have been Assigned the benefit of an alleged agreement, but have been unable to supply a valid Sale Agreement or Deed of Assignment complying with:
  • (a) Section 44 of the Companies Act 2006;
  • (b) The Regulatory Reform (Execution of Deeds and Documents) Order 2005 (S.I. 2005/1906), arts. 1(1),3; and;
  • (c) Section 136 of the Law of Property Act 1925.

It is now apparent that requests for payments on this account were misrepresentations designed to obtain monies by deception.

You are formally requested to close this account and refund any and all payments received.

Failure to close the account and issue a Full Refund may result in Legal Action being taken against your company to recover the money through the Civil Court. Your company may also be reported for Criminal offences relating to obtaining money by deception in breach of the Fraud Act 2006.

Regards,

[Your name]