Terms & Conditions

Please read the following page carefully and thoroughly before signing a finance contract with us.

Section 1
1.1. Any references throughout the website or legal documents to "DC", "DC Auto", "The Company", "We", or "Us" are referring to DC Auto Finance.
1.2. By signing a finance contract with DC Auto Finance, the customer agrees to abide by the Terms & Conditions presented on this page, and any future alterations which may be made by DC Auto Finance.
1.3. Terms & Conditions may be updated at any point without notice - where possible DC Auto Finance will notify any customers with an active finance contract of any changes.

Section 2
2.1. Finance interest rates are calculated in accordance with vehicle value, finance timeframe, customer playtime, and vehicle type.
2.2a. A deposit of 20% of the total finance value will be invoiced before the initiation of a new finance contract for what DC Auto Finance deems to be "personal" vehicles.
2.2b. A deposit of 5% of the total finance value will be invoiced before the initiation of a new finance contract for what DC Auto Finance deems to be "commercial" vehicles.
2.3. Weekly payments will be calculated by deducting the deposit from the total payable amount and splitting the result between the total amount of weeks agreed in the finance contract, where applicable.

Section 3
3.1. Throughout the finance agreement, the financed vehicle will be in possession of the customer but remain property of DC Auto Finance.
3.2. The vehicle will remain property of DC Auto Finance until all agreed weekly payments are completed by the customer, i.e. the finance value is paid in full.
3.3. The customer may not sell, trade, lend, or otherwise redistribute the vehicle out of their possession.
3.4. If the customer is found to have been breaking any part of these Terms & Conditions, the vehicle will be repossessed by DC Auto Finance, any previous payments made to DC Auto Finance forfeited, and the customer's finance contract voided.

Section 4
4.1a. Where possible, weekly payments will be automatically deducted from customers.
4.1b. If automatic payments are not possible, customers will be notified that they will need to manually transfer the required money to DC Auto Finance.
4.2. Assets cannot be substituted for funds - payment must be made using dollars.
4.3. Customers will be notified of when a payment is due in the form of an invoice, 24 hours before said payment is due.
4.4. If there are not enough available funds for an automatic payment to be completed, customers will be notified and given 72 hours to gather the necessary funds after which another automated transfer will take place where possible.
4.5. If after the aforementioned 72 hours the required funds are still not present in the customer's balance, the customer will be notified and given a "Late Payment Invoice". The invoice will detail that the customer has a further 72 hours to gather the required funds, plus an extra 10% interest on top of that specific weekly payment.
4.6. If after this further 72 hours the required funds, plus the extra 10%, are still not present in the customers balance, then the financed vehicle will be repossessed by DC Auto Finance, any previous payments made to DC Auto Finance forfeited, and the customer's finance contract voided.