GEICO Insurance (Government Employees Insurance Company) is one of the largest and most recognized insurance providers in the United States. Founded in 1936, GEICO has become a trusted name in the insurance industry, offering a wide range of insurance products with a strong focus on auto insurance, affordable pricing, and digital convenience.
Affordable Coverage: GEICO is widely known for offering competitive rates compared to many other insurers.
Wide Range of Insurance Products: While auto insurance is its core, GEICO also provides home, renters, motorcycle, boat, RV, and life insurance.
Digital Experience: GEICO’s website and mobile app let you manage your policy, file claims, access digital ID cards, and pay your bill 24/7.
Discounts & Savings: It offers numerous discounts — including safe driver, multi-policy, military, student, and vehicle safety discounts — helping many drivers lower their premiums.
When you buy GEICO auto insurance, you select your coverage types and limits, such as:
Liability Coverage: Pays for damage you cause to others.
Collision Coverage: Covers damage to your car from collisions.
Comprehensive Coverage: Protects against non-collision losses like theft or weather damage.
Uninsured/Underinsured Motorist Coverage: Helps cover medical costs if the other driver lacks sufficient insurance.
GEICO is a great choice if you:
Want competitive auto insurance rates
Prefer managing your insurance online
Are eligible for multiple discounts
Seek 24/7 access to policy tools and support
However, if you value in-person consultations with local agents, some competitors with larger agent networks may be preferable.