When you apply for any loan or credit card, what is the first thing that lenders do? Well, it's nothing but all they do is to check the cibil or credit score of the applicants. Talking about a free cibil score, it is nothing but a three-digit numeric summary of an applicant, showcasing the credit history and repayment record. Soon after checking your score and history, the application of your loan/credit card is processed further. This is the reason why this three-digit summary is considered to be an important factor that can play an influential role in your overall financial journey.

This is the reason why the borrowers are always interested in knowing their actual score so as to enjoy any loan/credit journey. And, when it comes to knowing your score in a better way, no other medium is the best than knowing it online. Wanna know the process? Just go through the article below:

How to Check Your Cibil Score Online?

In order to know your score online, all you need is your credentials. With the help of your login details, you can simply log in on the official website of the credit agency and request for the report. When it comes to getting the report, the customer has to submit all the required documents. It is only after the successful verification of the documents, the customer will receive the CIR report. Now that you are aware of the online process, it is important that you should know the different modes to know your summary.

Yes, you can check your score either with the help of a PAN Card or you can take the help of WhatsApp as well. Curious to know more about the same? Just read the article below to know more about these methods below:

Check Your Score via PAN Card

With the help of using your Permanent Account Number, you can anytime check your score in a hassle-free manner.

• Go to CIBIL score page
• Enter your Name as per PAN Card
• Mention correct Date of Birth
• Select Gender
• Provide PAN Card number
• Enter contact details such as email address, residence address and mobile number
• Agree to the terms and condition
• Click on the submit button

Steps to Check Score on WhatsApp

Get ready to experience the first ever chance that comes with letting you know your score in a very hassle-free and revolutionized manner. Enjoy India’s first ever process that lets you know your three-digit summary in just a few seconds. Wanna know more about the same? Read the steps below:

Step 1: Give a missed call to +91-8287151151

Step 2: Your mobile number will be added to whatsApp chat

Step 3: Give your Name, Date of Birth and Gender

Step 4: Enter your PAN Number

Step 5: Enter your complete residential address

Step 6: Provide your Email ID

Soon after completing your process, you will get your latest score in your WhatsApp chat box. Another way to get your score via WhatsApp is by filling up a form and clicking on the link, through which you can know your score easily that will be sent to your registered mobile number. For that, you simply need to login to your account using CIBIL login details and get the detailed free cibil report and that too for one year.