Buy Here Pay Here Owner financing Structure

1. All-Inclusive Trust Deed: With this type of option, the buyer is financing the full purchase price of the property and is responsible for all closing costs. The seller retains an All-Inclusive Trust Deed on the property for the full term of the loan.

 2. Land Contract: In this type of owner-financing arrangement, the buyer and seller enter into a contract for the sale of the property and the buyer makes payments to the seller. The seller holds title to the property until the loan is paid off in full. 

3. Contract for Deed: This type of option is a contract in which the buyer makes payments to the seller for a property in exchange for the title to the property. The seller retains the title to the property until the buyer pays off the debt in full. 

4. Lease Option: With this type of owner financing, the buyer agrees to lease the property from the seller for a certain amount and the seller holds a lease option agreement. The buyer typically has the option to purchase the property at the end of the lease, which allows the buyer to build equity in the property before deciding to purchase.