Privacy Policy and Terms & conditions

Last updated: Jan 15 2025

CredSmart is all about maximising  your credit card rewards, track rewards, optimize spending, and unlock exclusive benefits—all in one app.

Collecting and using personal data

Your privacy is our priority. Our app only collects and displays the credit card rewards data you provide and your email. We do not share, sell, or misuse your information. All data is stored securely to ensure your peace of mind.

This app is intended for use by adults only and is not designed to attract or cater to children under the age of 13. We do not knowingly collect or process any information from children. For future updates, we will ensure transparency and maintain the highest standards of privacy.

Terms & conditions

This application provides information regarding credit cards, rewards, and related benefits for informational purposes only. The data displayed is sourced from publicly available information and user inputs and may not reflect the most recent updates or terms from financial institutions. While we strive to ensure accuracy, we make no guarantees about the completeness, reliability, or timeliness of the information presented.

• No Liability: The app and its developers are not liable for any inaccuracies, omissions, or errors in the information provided. Users are advised to verify all terms, conditions, and details directly with the respective financial institutions or card issuers before making any decisions.

• No Financial Advice: This app does not constitute financial or legal advice. Users are encouraged to consult with a qualified financial advisor or legal professional regarding their individual financial situation.

• Personal Responsibility: Users are solely responsible for their actions based on the information provided by the app. We are not responsible for any financial loss, penalties, or issues resulting from the use of this app.

By using this application, you acknowledge and accept these terms and conditions.