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Credi Pay is an early-stage fintech startup focused on building a safe, salary-linked BNPL (Buy Now, Pay Later) solution for Bangladesh. Our mission is to make essentials affordable without credit cards or predatory loans. We partner with employers, merchants, and financial institutions to create a sustainable ecosystem.
Our Mission
Our Mission
“To empower every user in Bangladesh with safe, affordable credit and to eliminate dependence on informal, exploitative lending.”
Our Vision
Our Vision
To become the most trusted financial inclusion platform in Bangladesh by solving real-life challenges for low and middle-income families, while strengthening the ecosystem for merchants and employers.
Our Values
Our Values
Transparency in every transaction.
Accessibility for all users.
Security and compliance by design.
Empowerment of communities through innovation.
Our Impact Goals
Our Impact Goals
Reach 10,000+ users in our first phase.
Partner with leading employers and banks to scale nationwide.
Create a new standard of responsible digital credit in Bangladesh.
Irfan Karim — Founder & CEO
Irfan Karim — Founder & CEO
The visionary behind CrediPay. With a deep understanding of fintech and a passion for financial inclusion, he founded the company to provide accessible and affordable payment solutions to a crucial, underserved market.
Niloy Sarkar — CTO
Niloy Sarkar — CTO
Niloy leads the technology and development of our secure, scalable, and user-friendly platform. His expertise ensures that our BNPL service is reliable, efficient, and leverages cutting-edge technology to protect users and partners.
MD Sajal — CFO
MD Sajal — CFO
As our CFO, Sajal is responsible for all financial operations, from strategic planning to ensuring compliance. His oversight is crucial in securing our funding and managing our resources to achieve sustainable growth and maximize impact.
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