Privacy Policy for CredBoost 

Last updated: 2025

CredBoost (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information of users (“you”).

This Privacy Policy explains how CredBoost collects, uses, and safeguards your information when you use our Android application.

1. Information We Collect

We collect limited information required to provide credit eligibility insights and related services.

Information you provide voluntarily:

• Mobile number (used for login via OTP)
  
  

• Basic profile information (such as name)
  
  

• Approximate monthly income
  
  

• Profession type
  
  

• Approximate credit score range
  
  

• App usage details related to tools and features
  
  

⚠️ We DO NOT collect:

• PAN card details
  
  

• Aadhaar number
  
  

• Bank account numbers
  
  

• Debit/Credit card details
  
  

• Internet banking credentials

2. Payments & Razorpay

CredBoost may offer optional paid services or premium features.

For processing payments, we use Razorpay, a third-party payment gateway.

• CredBoost does not store or process your card, UPI, or bank details.
  
  

• All payment information is securely handled by Razorpay in accordance with their privacy policy.
  
  

• CredBoost only receives payment confirmation status (success/failure).
  
  

👉 Razorpay Privacy Policy:
https://razorpay.com/privacy/

3. How We Use Your Information

We use collected information to:

• Provide general credit card and loan eligibility suggestions
  
  

• Personalize recommendations based on income and credit score range
  
  

• Enable premium features (if purchased)
  
  

• Improve app performance and user experience
  
  

• Prevent fraud and misuse

4. Affiliate Disclosure

CredBoost is not a lender and does not issue loans or credit cards.

When you click on “Apply Now”, you may be redirected to third-party websites or apps via affiliate links.
CredBoost may earn a commission if you apply through these links.

• Loan or credit approval is solely decided by banks or NBFCs
  
  

• CredBoost does not guarantee approval
  
  

5. Third-Party Services

CredBoost uses trusted third-party services, including:

• Firebase Authentication (OTP login)
  
  

• Firebase Firestore (secure data storage)
  
  

• Razorpay (payment processing)
  
  

• Google Analytics / AdMob (for analytics and ads, if enabled)
  
  

These services may collect information as per their respective privacy policies.

6. Data Security

We follow industry-standard security practices to protect user data.
However, no electronic transmission or storage method is completely secure.

7. Children’s Privacy

CredBoost is not intended for users under the age of 18.
We do not knowingly collect personal information from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
Any changes will be reflected on this page with an updated date.

9. Contact Us

If you have questions or concerns regarding this Privacy Policy, contact us at:

📧 Email: credboost.app@gmail.com