Requirements & Expectations

• Participation: Engage in discussions, complete simulations, and track personal progress.

• Projects: Submit a budget, investment analysis, and final financial plan.

• Tech Use: Responsible use of tools; no AI for critical thinking tasks (e.g., assessments).

Introductory Activity: "Dream Budget Icebreaker"

Objective: Build community while introducing budgeting concepts.

Instructions:

1. Tech Setup: Use Padlet (or Jamboard) to create a shared board titled "If I Had $1,000..."

2. Prompt: Students post anonymously:

   • One thing they’d spend on (e.g., gaming console, charity).

   • One thing they’d save for (e.g., college, travel).

3. Discussion: Instructor displays responses and facilitates a talk on needs vs. wants.

4. Twist: Reveal that each choice has a hidden "opportunity cost" (e.g., buying a phone = less savings for a bike).

Tech Twist: Embed a Google Form poll to vote on "Most Responsible Spending Idea."