Asset Reconstruction Company Registration | ARC Registration Online

In today’s financial landscape, Asset Reconstruction Companies (ARCs) play a crucial role in managing and recovering non-performing assets (NPAs) of banks and financial institutions. By purchasing and reconstructing bad loans, ARCs help maintain stability in the financial system and promote liquidity in the market. If you’re looking to establish an ARC in India, Corpzo offers complete assistance for ARC registration with the Reserve Bank of India (RBI).

What is an Asset Reconstruction Company (ARC)?

An Asset Reconstruction Company is a specialized financial institution registered under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. The primary function of an ARC is to acquire NPAs from banks and financial institutions at a discounted price, then manage and recover these assets to realize value.

In simple terms, ARCs act as intermediaries that help banks clean up their balance sheets and improve cash flow while focusing on core banking operations.

Eligibility Criteria for ARC Registration

To obtain ARC registration from the RBI, the following conditions must be fulfilled:

1. Minimum Net Owned Fund (NOF):
   The company must have a minimum NOF of ₹100 crore as prescribed by the RBI.
   
   

2. Incorporation:
   The company must be registered as a company under the Companies Act, 2013.
   
   

3. Qualified Management:
   Directors and promoters must have relevant experience in finance, law, or asset management, along with a clean financial and legal record.
   
   

4. Fit and Proper Criteria:
   The RBI ensures that all promoters, shareholders, and directors meet the “fit and proper” criteria before granting registration.
   
   

Process of ARC Registration

1. Incorporation of the Company:
   Incorporate a private or public limited company under the Companies Act, 2013.
   
   

2. Capitalization:
   Ensure the company maintains the minimum required Net Owned Fund of ₹100 crore.
   
   

3. Application to RBI:
   File the Form ARC-I along with necessary documents such as business plans, financial statements, and management profiles.
   
   

4. RBI Scrutiny:
   The RBI examines the application, verifies financial stability, and assesses compliance with SARFAESI guidelines.
   
   

5. Grant of Certificate:
   Upon satisfaction, the RBI issues a Certificate of Registration allowing the company to commence ARC operations in India.
   
   

Documents Required

• Certificate of Incorporation and Memorandum of Association (MOA)
  
  

• Board Resolution approving ARC registration
  
  

• Business plan and operational strategy
  
  

• Audited financial statements
  
  

• KYC details of directors and shareholders
  
  

• Proof of Net Owned Fund (₹100 crore)
  
  

Why Choose Corpzo?

At Corpzo, we specialize in regulatory and financial licensing services. Our team of experts assists in every step — from documentation and compliance to RBI liaison and approval. We ensure a smooth and transparent process for Asset Reconstruction Company Registration without unnecessary delays.

Conclusion

Starting an Asset Reconstruction Company can be a lucrative venture for those with expertise in finance and asset management. It not only contributes to financial sector stability but also opens doors for significant investment opportunities.

With Corpzo’s professional guidance, registering your ARC online becomes efficient and hassle-free.

✅ Visit www.corpzo.com