I help students, early-career professionals, and young couples build calm, confident money habits using the YNAB method
I'm a good fit for your if you are:
A student, early-career professional, or young couple
Feel stressed, overwhelmed, or unsure about money
Want structure and accountability — not judgment
Are ready to actively engage and make changes
I do not provide investment or banking advice. I only provide coaching on budgeting in the You Need a Budget (YNAB) app. If you need assistance beyond help getting started with or optimizing YNAB, I may not be the right fit.
Coaching typically includes one-on-one video sessions, hands-on help setting up and using YNAB, and clear action items (yes, homework) between sessions. We’ll focus on building sustainable habits — not perfection.
We start by getting to know each other and understanding your financial picture. You'll share what's working, what's not, and what you're working toward — whether that's saving for a house, paying off debt, or just feeling less chaotic about money. I'll walk you through how YNAB coaching works, and together we'll identify the right approach for your situation. You'll leave with a clear sense of direction and a short homework list to prepare for the setup call.
This is where we roll up our sleeves. We'll build out your budget together — setting up your account structure, creating categories that actually reflect your life, and configuring savings targets for everything from monthly bills to one-time goals. I'll walk you through how to enter transactions, reconcile your accounts, and handle the curveballs (overspending happens — here's how to deal with it). By the end, you'll have a working budget and a routine to keep it that way.
After a few weeks of real-world use, we reconnect to see how it's going. This is your chance to bring questions, flag anything that's confusing, and fine-tune your setup based on what you've actually experienced. Most people find this call is where everything clicks. After this call, you are ready to take on budgeting by yourself, but I am always here to field any questions you might have.
I’m a YNAB Certified Coach who discovered budgeting the hard way — through credit cards, study abroad, and learning how quickly money stress can spiral. YNAB gave me clarity, confidence, and a sense of control I didn’t know I was missing.
I’m detail-oriented, analytical, and deeply motivated by helping others feel capable and secure with their money. Coaching lets me combine structure, empathy, and problem-solving to help clients build habits that actually last.
1 Discovery Call (45 minutes)
1 Setup Calls (1.5 hours)
1 Check In Call (30 minutes)
Proprietary Workbook for Getting Started with YNAB
Personalized guidance setting up and using YNAB
Reports with clear action items following each call
Unlimited correspondence, research, and consulting between calls
2 Extra Free Months of YNAB
Additional meetings are available at a rate of $25 per 30 minute meeting.
Not ready to dive into coaching just yet? Click the link below to purchase the YNAB Book by YNAB Founder Jesse Meachum and master YNAB's Four Rules!
While the book is not a replacement for YNAB Coaching and does not offer any guidance on YNAB's software, the YNAB Book does a great job of explaining the budgeting concepts that underpin the YNAB software and provides an essential foundation for effective budgeting in YNAB.
YNAB Certified Budget Coach
Email: wallscoaching@gmail.com
YNAB Certified Budget Coach
Email: wallscoaching@gmail.com