Money Matters

If you have a personal experience about finances, which is an outcome of our interactions, you are welcome to share here. The idea is to help others to learn from each other and inspire others to grow.

How did we get debt free: Naren & Divya

Thank you God, Thank you Iniyan Unna.

NO EMI

No Bank Loans

No Personal Loans

No Credit Card Outstanding

Yahooooooo....! Naren & Divya are completely debt-free now.

It's an awesome feeling to experience πŸ˜€πŸ˜ŽπŸ₯³πŸ‚πŸ’₯.

After I(Naren) start doing the job, unexpectedly taken a Personal Loan to fulfill family needs. Then another personal loan for some other needs followed by a Credit card to "Show Off".

But the salary was not enough to pay EMI of 2 personal loans and a credit card so got into another Credit card to pay the 1st credit card bill through balance transfer. Then another credit card since those 2 credit cards are full. Then 1 more credit card to use since 3rd one also got over.

In between taken money from friends and family to pay unpaid EMI, Credit card bills, personal needs. Then taken a top-up loan to clear 1st personal loan and clear some debts.

So basically I was increasing the debt to clear the debt.

When I calculated total debt I was shocked. I realized It will take so many years to clear this debt, by that time I was not married. I was praying to God to show me the way to get out of the debt.

Finally, God opens the door.

Through a close friend of mine, I & my wife got an opportunity to meet Iniyan and Unna who are very successful in their life.

While we were talking I explained to him how I got into debt. Then he explained how people are "trapped into debt".

He shared their journey of becoming debt-free, we got inspired by their story. We urged them how we can also become debt-free.

We had a 7 digit debit when we meet our mentors Iniyan Unna. With their mentorship, we closed 6 Credit Cards, 3 Bank Loans, 3 Bajaj Finance Loans, 3 other EMIs, And a lot of debt with Friends and Family.

β‚Ή15,00,000+ debt is cleared in a couple of years and we become debt-free. Amazing feeling 😍.

This is a very special moment for me since I have seen how my family went through financial situations when I was growing. I decided that it shouldn't happen to my children. Thanks a lot to Divya for understanding the situation immediately after the marriage and disciplined with finances.

I used to scold the God why he had taken Mom & Dad at an early age, but he had a different plan. He blessed us with Iniyan Unna. They are our parents, friends, family, coaches, mentors....... Without Iniyan and Unna we can't achieve this.

We pray to God bless Iniyan Unna with great health and prosperity so that they can change billions of people of life by changing those people's financial situation. For generations we are debt-free. Might be we are the 1st couple to achieve this in our entire generation.

Thank you, God, Thank you Iniyan Unna.

Your Naren Divya & Jaasritha.